Risk Management - Credit Officer, Associate

JPMorgan Chase - Plano, TX

Full-time - Mid Level

Plano, TX

Credit Intermediation and Related Activities

About the position

As a Credit Officer in Portfolio Management at JPMorgan Chase, you will play a crucial role in assessing and managing risks associated with commercial real estate finance. Your expertise will help the firm grow responsibly by evaluating properties and borrowers, deriving risk ratings, and analyzing expected future performance. This position requires strong analytical skills and the ability to communicate effectively with various stakeholders.

Responsibilities

• Complete annual reviews on properties and borrowers to derive appropriate risk ratings.
• Review annual property operating statements, rent rolls, and local market conditions to determine overall property performance and identify potential risk of default.
• Document and support concluded risk ratings.
• Interact with Borrowers, Credit Executives, and other parties to obtain applicable data to perform a complete analysis.
• Present credits to senior management on a quarterly basis.

Requirements

• Bachelor's Degree or equivalent experience.
• At least 5 years of working experience with commercial and multifamily loans.
• Previous experience in portfolio management, loan risk grading/risk assessment.
• Strong organizational and time-management skills, with the ability to multitask and prioritize effectively.
• Excellent written and verbal communication skills.
• Proficiency in Microsoft desktop tools including Word, Excel, PowerPoint, and ability to quickly acclimate to proprietary systems.

Benefits

• Comprehensive health care coverage
• On-site health and wellness centers
• Retirement savings plan
• Backup childcare
• Tuition reimbursement
• Mental health support
• Financial coaching