JPMorgan Chase - Columbus, OH

posted 4 months ago

Full-time - Mid Level
Columbus, OH
Credit Intermediation and Related Activities

About the position

As a Risk Management - Fraud Risk Senior Officer - Senior Associate in the Digital Fraud Strategy team at JPMorgan Chase, you will play a pivotal role in safeguarding our customers from fraud and scams in the digital payments landscape. This position is integral to our Risk Management and Compliance division, where we prioritize responsible business growth by anticipating and addressing emerging risks. You will utilize advanced analytical tools and machine learning fraud models, combined with both vendor and in-house data, to develop effective risk rules and strategies. Your responsibilities will encompass the end-to-end management of fraud loss related to digital activities, ensuring that we maintain a robust defense against fraud while optimizing our operational capabilities. In this role, you will monitor authentication risks and fraud attack trends, identifying both tactical and strategic responses to minimize exposure for both customers and the bank. Collaboration will be key, as you will work closely with product, technical, and analytics teams to develop and prioritize initiatives that enhance our existing capabilities. You will take ownership of fraud loss categories related to account takeover (ATO) and authentication, ensuring that comprehensive plans are in place to mitigate overall fraud loss expenses. Additionally, you will escalate identified risks that could lead to unacceptable fraud controls and losses, providing analytical support for various strategic fraud initiatives outlined by the business and Fraud Strategy leadership. Your analytical skills will be put to the test as you perform in-depth analyses of current and historical data, keeping our fraud systems and processes at the forefront of detection capabilities. You will identify data-driven fraud trends and develop broad strategies to address these trends, conducting defect reviews of high fraud loss cases to pinpoint gaps in our fraud strategy and case management processes. This role requires a proactive approach to problem-solving and a commitment to continuous improvement in our fraud detection and prevention efforts.

Responsibilities

  • Monitor authentication risks and fraud attack trends to identify tactical and strategic responses to minimize customer and bank exposure.
  • Collaborate with product, technical, and analytics teams to develop and prioritize initiatives and resources to maximize existing capabilities.
  • Take ownership of the ATO and authentication related fraud loss categories to ensure a clear plan is in place to minimize overall fraud loss expenses.
  • Escalate identified risks which may result in unacceptable fraud controls and losses.
  • Provide support, including analysis, to various Strategic Fraud initiatives outlined by the business and Fraud Strategy leadership.
  • Perform analysis of current and historic data to keep fraud systems and processes at the cutting edge of fraud detection.
  • Identify data driven fraud trends and develop broad strategies to address the trend.
  • Conduct defect reviews of high fraud losses cases to identify any gaps in fraud strategy, case management or make procedural adjustments.

Requirements

  • BS degree and minimum of 5 years Risk Management or other quantitative experience required.
  • Familiarity with risk analytic techniques.
  • Strong analytical and problem-solving abilities.
  • Strong written and oral communication skills with the ability to communicate complex data into a clear story to team members as well as senior leaders.
  • Experience delivering recommendations to management, strong ownership and accountability to drive and execute initiatives.
  • A desire to work as part of a team, and ability to work with cross functional teams.
  • The ability to develop new fraud fighting products by designing requirements and working with technical business partners to implement these products using agile design methodology.
  • The ability to work on diverse tasks and respond to emerging issues.
  • Ability to compress huge data into meaningful metrics and ideas using SAS and/or SQL.
  • Proficient in Excel & PowerPoint.

Nice-to-haves

  • Master's Degree preferred and 3 years Risk Management or other quantitative experience.
  • 2 years of experience in Fraud risk roles preferred.
  • 4+ years of professional experience, experience in risk management, strategic analytics, or data science preferred.
  • Experience with Fraud Wrongdoers, Mules and 1st party fraudsters/ID theft.
  • Strong P&L knowledge and understanding of drivers of profitability.
  • Demonstrated experience with data analysis, designing & analyzing experiments, and Modeling.
  • Experience with Machine Learning, Sequence Processing and Python is preferred.

Benefits

  • Comprehensive health care coverage
  • On-site health and wellness centers
  • Retirement savings plan
  • Backup childcare
  • Tuition reimbursement
  • Mental health support
  • Financial coaching
  • Discretionary incentive compensation based on individual achievements and contributions.
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