Risk Management - Loan Review Credit Officer, Associate

JPMorgan Chase - Plano, TX

Full-time - Mid Level

Plano, TX

Credit Intermediation and Related Activities

About the position

As a Credit Officer in Portfolio Management at JPMorgan Chase, you will play a crucial role in Risk Management and Compliance by evaluating commercial real estate finance concepts and their application to various property types. Your primary responsibility will be to conduct annual reviews of properties and borrowers, assess risk ratings, and analyze expected future performance to help the firm grow responsibly while managing potential risks.

Responsibilities

• Complete annual reviews on properties and borrowers to derive appropriate risk ratings.
• Review annual property operating statements, rent rolls, and local market conditions to identify potential risk of default.
• Document and support concluded risk ratings.
• Perform field property inspections to assess overall property condition and any associated risk issues.
• Interact with Borrowers, Client Managers, Executive Credit Officers and other parties to obtain applicable data to perform a complete analysis.
• Excel in teamwork, which may include training of incoming Credit Officers.

Requirements

• Bachelor's Degree or equivalent experience.
• Previous experience with credit analysis and review of commercial real estate loans.
• Previous experience in portfolio management, loan risk grading/risk assessment.
• Strong organizational and time management skills - ability to multitask, prioritize, and work with others in an integrated way to achieve individual objectives and team results.
• Excellent written and verbal communication skills.
• Proficiency in Microsoft desktop tools including Word, Excel, Power Point and the ability to quickly acclimate to proprietary systems.

Benefits

• Comprehensive health care coverage
• On-site health and wellness centers
• Retirement savings plan
• Backup childcare
• Tuition reimbursement
• Mental health support
• Financial coaching