First Citizens Bank - Morristown, NJ

posted 4 months ago

Full-time - Mid Level
Morristown, NJ
Credit Intermediation and Related Activities

About the position

This is a hybrid role, with the expectation that time working will regularly take place inside and outside of a company office. The Manager - Portfolio Analysis reports to the Senior Director - Risk Analytics and leads a new and growing team of analysts responsible for the development and execution of the Bank's Portfolio Analysis program. This team is responsible for the build-out and execution of regularly scheduled and ad hoc forward-looking portfolio analytics and sensitivity analysis. The team provides the firm with a venue for considering comprehensive firm-wide impacts of changes in internal or external factors to portfolios, products, or business lines. The Manager works with management to establish the analytical priorities of the firm and leads the team to deliver on current and long-term analytical priorities and execute day-to-day activities, including portfolio analytics, sensitivity analysis, econometric analysis, and other analyses as deemed necessary. The manager will also be responsible for growing the team over time as the needs of the group require. The Senior Risk Analyst supports the firm's responses to audit and regulatory examinations for all assigned Portfolio Analysis activities and coordinates these activities with the Senior Director - Risk Analytics. The role involves owning the analytical relationship with each business and the credit risk function. Leveraging these relationships, the Manager will work with management to define the analytical priorities of the firm. They will define the structure and format of analyses to be performed and work with the team of analysts to ensure effective execution. The Manager will manage a team of analysts to ensure completion of reconciliation of analyzed data to available internal and external reporting, ensure completeness and accuracy of analyzed data sets, and document reports, presenting to management on the results of assigned analyses, escalating concerns and conclusions where appropriate. Additionally, the Manager will take ownership of the growth and development of assigned resources and complete administrative managerial tasks.

Responsibilities

  • Establish analytical priorities of the firm in collaboration with management.
  • Lead the team to deliver on current and long-term analytical priorities.
  • Execute day-to-day activities including portfolio analytics, sensitivity analysis, and econometric analysis.
  • Grow the team over time as the needs of the group require.
  • Support the firm's responses to audit and regulatory examinations for Portfolio Analysis activities.
  • Own the analytical relationship with each business and the credit risk function.
  • Define structure and format of analyses to be performed.
  • Ensure effective execution of analyses by the team of analysts.
  • Ensure completion of reconciliation of analyzed data to available internal and external reporting.
  • Ensure completeness and accuracy of analyzed data sets, noting data quality or completeness concerns to management.
  • Document reports and present to management on the results of assigned analyses, escalating concerns and conclusions where appropriate.
  • Take ownership of growth and development of assigned resources.
  • Complete administrative managerial tasks.

Requirements

  • Bachelor's Degree and 8 years of experience in Risk Management or Analytics in the Financial Services industry, and management role OR High School Diploma or GED and 12 years of experience in Risk Management or Analytics in the Financial Services industry, and management role.
  • Experience with data manipulation and analytical software (SAS, SQL, Python, Netezza, Oracle, Tableau, PowerBI, etc.).
  • Experience working with large datasets.
  • Experience designing and executing analytical processes.
  • Expert skills in Excel/PowerPoint.
  • Strong knowledge of Credit Risk principles.
  • Strong communication skills - interpersonal.
  • Organization skills - Detail oriented.

Nice-to-haves

  • Experience in large financial institutions.
  • Prior Credit Risk Experience.
  • Prior experience leading a team.

Benefits

  • Comprehensive benefits program for full-time associates (20+ hours).
  • Customized offerings designed to support families.
  • Variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.
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