Senior Analyst, Pricing & Strategy

KeyBank - New York, NY

Full-time - Mid Level

New York, NY

Credit Intermediation and Related Activities

About the position

The Senior Analyst, Pricing & Strategy at KeyCorp is responsible for driving pricing initiatives and profitability management for lending and deposit products. This role involves conducting profitability analyses, developing pricing strategies, and collaborating with cross-functional teams to enhance member experience. The analyst will also support capital markets activities and ensure compliance with risk management standards.

Responsibilities

• Assist with pricing strategy development, maintenance, and implementation for lending and deposit products.
• Conduct profitability analyses to optimize pricing structure and estimate returns.
• Create dynamic excel models to run scenario analyses to inform pricing decisions and other top-of-house business priorities.
• Serve as the lead contact for the business on product pricing and the interest rate environment.
• Summarize complex analysis into a digestible format to present to other teammates or senior leadership.
• Collaborate cross-functionally with Marketing and Product to drive top of house goals and enhance overall member experience.
• Assist with capital markets related activities such as loan sales/purchases, securitizations, and investor inquiries.
• Identify ways to improve risk management across pricing and capital markets activities.
• Work closely with Risk/Compliance partners to ensure that appropriate controls are in place and solutions are documented for potential risk.
• Leverage SAS to pull data as needed for ad hoc analyses.

Requirements

• 2+ years in financial services, banking, or fintech (prior investment banking, management consulting, corporate finance, corporate treasury and/or pricing experience preferred).
• Understanding of how installment loans work and mortgage-style amortization; experience with deposit products is a plus.
• Strong analytical mindset, data driven decisioning and insights.
• High attention to detail and ability to manage multiple projects simultaneously with little oversight.
• Creative and solution-oriented problem solver with a strong customer focus.
• Intermediate to advanced use of Microsoft Excel required; must be comfortable navigating big datasets across sheets/files and consolidating data into summary tables.
• Proficient use of Microsoft Office Suite (i.e., Word, Excel, Outlook, and PowerPoint).
• Experience or exposure to capital markets activity is preferred but not required.
• Experience with SAS or SQL preferred.
• Bachelor's degree required.

Nice-to-haves

• Experience with SAS or SQL preferred.
• Experience or exposure to capital markets activity is preferred.

Benefits

• Base salary range of $90,000 to $100,000 annually depending on location and experience.
• Eligibility for short-term incentive compensation and deferred incentive compensation based on individual and company performance.