Senior Analyst, Pricing & Strategy

$90,000 - $100,000/Yr

KeyBank - New York, NY

Full-time - Mid Level

New York, NY

Credit Intermediation and Related Activities

About the position

The Senior Analyst, Pricing & Strategy at Laurel Road is responsible for driving pricing initiatives and profitability management for lending and deposit products. This role involves conducting profitability analyses, developing pricing strategies, and collaborating with cross-functional teams to enhance member experience. The analyst will also engage in capital markets activities and ensure compliance with risk management standards.

Responsibilities

• Assist with pricing strategy development, maintenance, and implementation for lending and deposit products.
• Conduct profitability analyses to optimize pricing structure and estimate returns.
• Create dynamic excel models to run scenario analyses to inform pricing decisions and other top-of-house business priorities.
• Serve as the lead contact for the business on product pricing and the interest rate environment.
• Collaborate cross-functionally with Marketing and Product to drive top of house goals and enhance overall member experience.
• Assist with capital markets related activities such as loan sales/purchases, securitizations, and investor inquiries.
• Identify ways to improve risk management across pricing and capital markets activities.
• Leverage SAS to pull data as needed for ad hoc analyses.

Requirements

• 2+ years in financial services, banking, or fintech (prior investment banking, management consulting, corporate finance, corporate treasury and/or pricing experience preferred).
• Understanding of how installment loans work and mortgage-style amortization.
• Strong analytical mindset, data driven decisioning and insights.
• High attention to detail and ability to manage multiple projects simultaneously with little oversight.
• Creative and solution-oriented problem solver with a strong customer focus.
• Intermediate to advanced use of Microsoft Excel required; must be comfortable navigating big datasets across sheets/files and consolidating data into summary tables.
• Proficient use of Microsoft Office Suite (i.e., Word, Excel, Outlook, and PowerPoint).
• Bachelor's degree required.

Nice-to-haves

• Experience or exposure to capital markets activity is preferred but not required.
• Experience with SAS or SQL preferred.

Benefits

• Base salary range of $90,000 to $100,000 annually depending on location and experience.
• Eligibility for short-term incentive compensation and deferred incentive compensation based on performance.