Senior Commercial Banking Portfolio Manager

$96,600 - $206,100/Yr

Wells Fargo - San Jose, CA

Full-time - Mid Level

San Jose, CA

Credit Intermediation and Related Activities

About the position

Wells Fargo is seeking a Senior Commercial Banking Portfolio Manager to support the Middle Market banking team in Northern California. This role focuses on credit portfolio management to align with the long-term financial objectives and risk tolerance of commercial banking clients, serving as a key member of the client's deal team.

Responsibilities

• Participate in performing financial research, underwriting, and structuring of highly complex relationships within Commercial Banking Portfolio Management.
• Review and research business financial statements and tax returns that require an in-depth evaluation of multiple factors.
• Resolve moderately complex issues and lead the Commercial Banking Portfolio Management team to meet project deliverables, leveraging a solid understanding of the function, policies, procedures, and compliance requirements.
• Collaborate and consult with Commercial Banking Portfolio Management peers, colleagues, and mid-level managers to resolve issues and achieve goals.
• Lead projects and teams or serve as a mentor for less experienced individuals.

Requirements

• 4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through work experience, training, military experience, or education.

Nice-to-haves

• Complex C&I / IRE credit underwriting experience including advanced commercial/Middle Market credit or specialty group relationship portfolio credit.
• Experience negotiating interest rates, price, terms, and collateral requirements.
• Knowledge and understanding of commercial and specialty group banking products and services.
• Solid knowledge and understanding of commercial banking credit policy, loan servicing, risk management, and group underwriting requirements.
• Experience working in Creditview and/or Ncino.
• Intermediate Microsoft Office (Word, Excel, and Outlook) skills.
• Strong analytical skills with high attention to detail and accuracy.
• Excellent verbal, written, and interpersonal communication skills.

Benefits

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement