Senior Commercial Loan Officer - C&I Specialist

Capitol Federal Savings Bank - Bucyrus, KS

Full-time - Senior

Bucyrus, KS

Credit Intermediation and Related Activities

About the position

The Senior Commercial and Industrial Lending Specialist is a senior-level role responsible for leading and managing the bank's commercial and industrial loan portfolio growth. This position requires strategic leadership, a deep understanding of credit risk, and the ability to foster relationships with business clients. The specialist will develop and execute lending strategies, ensuring compliance with regulatory requirements while maintaining sound credit quality and profitability.

Responsibilities

• Ensure alignment with organizational goals.
• Develop and implement lending strategies to drive business growth while minimizing risk.
• Oversee the portfolio management of existing commercial and industrial loans, ensuring high-quality service and relationships with clients.
• Establish and monitor key performance metrics for the leadership team, ensuring performance targets are met or exceeded.
• Identify and pursue new business opportunities to expand the C&I loan portfolio.
• Cultivate and maintain relationships with key clients, industry partners, and referral sources.
• Collaborate with clients to understand their financing needs and develop tailored lending solutions.
• Present loan proposals and financial solutions to clients, addressing any concerns or issues.
• Ensure the C&I loan portfolio adheres to risk management guidelines and regulatory standards.
• Review loan requests, including assessing credit risk and recommending appropriate loan structures.
• Work with leadership to assess loan portfolio, including conducting due diligence, financial analysis, and reviewing borrower information.
• Ensure compliance with all regulatory and internal lending policies and procedures.
• Oversee the budgeting, forecasting, and reporting of the C&I lending portfolio's financial performance.
• Prepare and present regular reports on the health and performance of the C&I portfolio.
• Stay informed of industry trends, market conditions, and changes in regulations that may impact the C&I lending market.
• Maintain knowledge of competitors' offerings and identify opportunities for competitive differentiation.

Requirements

• Minimum of 10 years of experience in commercial and industrial lending or a related banking role, with at least 5 years in a leadership position.
• Proven track record of successfully managing and growing a C&I loan portfolio.
• Strong experience in credit analysis, loan structuring, and portfolio management.
• In-depth knowledge of commercial loan products, financial markets, and lending regulations.
• Bachelor's degree in Business, Finance, Economics, or a related field.
• MBA or equivalent advanced degree preferred.

Nice-to-haves

• Strong leadership, team-building, and people management skills.
• Excellent communication, negotiation, and interpersonal skills.
• Ability to analyze complex financial statements, assess credit risk, and make sound lending decisions.
• Strategic thinking and problem-solving ability to identify opportunities and mitigate risks.
• High attention to detail and strong organizational skills.