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The position involves developing new business customer relationships for loan, deposit, and other business banking services. The role requires the individual to develop internal and external referral sources through centers of influence, participation in bank events, and community activities, while always promoting a favorable image of the bank. The candidate will maintain relationships with branch managers and related staff to facilitate a team environment and ensure successful delivery and cross-referrals of products and services. Additionally, the individual will actively manage customer account relations and portfolios, ensuring appropriate loan documentation and credit quality to retain desirable customer relationships. The role includes managing large or complex commercial loans, counseling loan customers on financing options, and participating in new loan development programs. The candidate will also evaluate potential customer loan requests, negotiate credit terms, and provide input on maintaining interest rate structures consistent with bank policies. Compliance with applicable laws and regulations is essential, and the candidate will assist in training new business banking officers.
