Senior Commercial Portfolio Manager

About the position

Wells Fargo is seeking a Senior Commercial Banking Portfolio Manager to support Middle Market banking teams in North Carolina, Tennessee, and Kentucky. This role focuses on credit portfolio management to align with the long-term financial objectives and risk tolerance of commercial banking clients, which include a diverse range of commercial and industrial industries as well as investor real estate owners.

Responsibilities

• Participate in performing financial research, underwriting, and structuring of complex loan requests for Commercial and Industrial borrowers and prospects as well as Investment Real Estate borrowers and prospects.
• Review and research business financial statements and tax returns that require an in-depth evaluation of multiple factors.
• Resolve moderately complex issues and assist the Lead Commercial Banking Portfolio Manager to meet project deliverables, while leveraging solid understanding of the function, policies, procedures, and compliance requirements.
• Collaborate and consult with Commercial Banking Portfolio Management peers, colleagues, and mid-level managers to resolve issues and achieve goals.
• Lead projects and teams or serve as a mentor for less experienced individuals.

Requirements

• 4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of work experience, training, military experience, education.

Nice-to-haves

• Complex credit underwriting experience including advanced commercial/Middle Market credit or related specialty group relationship portfolio credit.
• Experience negotiating interest rates, price, terms, and collateral requirements.
• Knowledge and understanding of commercial banking products and services.
• Solid knowledge and understanding of commercial banking credit policy, loan servicing, risk management, and group underwriting requirements.
• Investor real estate underwriting experience.
• Intermediate Microsoft Office (Word, Excel, and Outlook) skills.
• Strong analytical skills with high attention to detail and accuracy.
• Excellent verbal, written, and interpersonal communication skills.