Unclassified - Fresno, CA
posted 4 months ago
The position involves working under the general managerial guidance to review and approve loan requests for multi-line products within established lending limits. The primary focus is on agricultural lending, which includes dealing with loans and credit lines, as well as the collection and analysis of financial and related data to assess the general creditworthiness of prospects and the merits of their loan requests. The role requires a demonstrated ability to analyze and underwrite complex agricultural lines, term loans, and real estate loans. In this role, the individual will be responsible for reviewing requests for the establishment of loans and credit lines, collecting and analyzing financial information, and determining the creditworthiness of applicants. The position also involves preparing factual summaries related to the applicant's creditworthiness and making decisions to approve or decline loans within established lending limits. For loans that exceed the identified credit authority, the individual will prepare recommendations for loan amounts. Additionally, the role includes investigating all available sources of credit and financial information, drafting CLD-50 loan reports with supporting schedules, and preparing orders to draw documents. The individual will manage an assigned loan portfolio and actively support the Financial Sales Officer in providing client services to customers. Participation in special projects and performing other job-related duties as required is also expected.