Senior Credit Analyst

$500,000 - $500,000/Yr

Teva Pharmaceuticals - Weston, FL

Full-time - Mid Level

Weston, FL

Chemical Manufacturing

About the position

The Senior Credit Analyst at Teva Pharmaceuticals is responsible for analyzing the creditworthiness of customers and prospects through in-depth financial analysis. This role involves evaluating current and potential customers' creditworthiness, making credit recommendations, and assisting in credit reviews. The analyst will work closely with the Credit Manager and report findings to senior management, ensuring that the company makes informed decisions regarding credit limits and risk management.

Responsibilities

• Evaluate current and potential customers' creditworthiness daily.
• Request, gather, and analyze financial information and credit reports to justify credit limit decisions.
• Make credit recommendations to management if credit limit requirements exceed delegation of authority.
• Perform credit reviews for all customers with credit limits of $1M and above, reporting to the CFO semi-annually.
• Conduct credit reviews for customers with credit limits between $500K and $999,999, reporting to the CFO annually.
• Perform credit reviews on all customers with credit limits above $150K.
• Assist with order release and work with customers to obtain payment for order release.
• Assist the Credit Manager with monitoring and reporting for the Credit Insurance Policy.
• Work on special projects as assigned by management.

Requirements

• Bachelor's degree in Business, Finance, or Accounting.
• Minimum of 3+ years of experience underwriting credit in a business-to-business environment.
• Comprehensive knowledge of Financial Statement Analysis (Balance Sheet/Income Statement/Cash Flow Statement).
• Solid understanding of Risk Metrics and Financial Ratios.
• Understanding of Securitization Documents (UCCs/Letters of Credit/Notes).
• Knowledge of JDE/SAP and AS400 preferred.
• Experience with various credit reporting agencies (D&B/Thomson Reuters).
• Active participation in industry groups NACM/CRF/CMA preferred.
• Strong verbal, written, and presentation skills.
• Proficiency in Microsoft Office Suite: Word, Excel, PowerPoint.
• Ability to work in a team/cross-functional environment.
• Demonstrate effective customer service skills.

Nice-to-haves

• Knowledge of JDE/SAP and AS400 preferred.
• Active participation in industry groups NACM/CRF/CMA preferred.

Benefits

• Comprehensive Health Insurance: Medical, Dental, Vision, and Prescription coverage starting on the first day of employment, providing the employee enrolls.
• Retirement Savings: 401(k) with employer match, up to 6% and an annual 3.75% Defined Contribution to the 401k plan.
• Paid Time Off including vacation, sick/safe time, caretaker time, 13 paid Holidays and 3 paid floating holidays.
• Company paid Life and Disability insurance.
• Employee Assistance Program.
• Employee Stock Purchase Plan.
• Tuition Assistance.
• Flexible Spending Accounts.
• Health Savings Account.
• Life Style Spending Account.
• Volunteer Time Off.
• Paid Parental Leave, if eligible.
• Family Building Benefits.
• Virtual Physical Therapy.
• Accident, Critical Illness and Hospital Indemnity Insurances.
• Identity Theft Protection.
• Legal Plan.
• Voluntary Life Insurance and Long Term Disability.