Senior Credit Analyst

$500,000 - $500,000/Yr

Teva Pharmaceuticals - Davie, FL

Full-time - Mid Level

Davie, FL

101-250 employees

Chemical Manufacturing

About the position

The Senior Credit Analyst is responsible for analyzing the creditworthiness of customers and prospects through in-depth financial analysis. This role involves evaluating current and potential customers' creditworthiness, making credit recommendations, and assisting with order releases. The analyst will work closely with the Credit Manager to perform credit reviews and report findings to management, ensuring that the company mitigates risk while extending credit to clients.

Responsibilities

• Evaluate current and potential customers' creditworthiness daily.
• Request, gather, and analyze financial information and credit reports to justify credit limit decisions.
• Make credit recommendations to management if credit limit requirements exceed delegation of authority.
• Work with Credit Manager to perform credit reviews for all customers $1M Plus to report to CFO on a Semi-Annual basis.
• Work with Credit Manager to perform credit reviews for all customers from $500K to $999,999 to report to CFO on an Annual basis.
• Perform credit reviews on all customers with credit limits above $150K.
• Assist with order release and work with customers to obtain payment for order release.
• Assist Credit Manager with monitoring and reporting for Credit Insurance Policy.
• Work on Special Projects as assigned by management.

Requirements

• Bachelor's degree in Business, Finance, or Accounting.
• Minimum of 3+ years of experience underwriting credit in a business-to-business environment.
• Comprehensive knowledge of Financial Statement Analysis (Balance Sheet/Income Statement/Cash Flow Statement).
• Solid understanding of Risk Metrics and Financial Ratios.
• Understanding of Securitization Documents (UCCs/Letters of Credit/Notes).
• Knowledge of JDE/SAP and AS400 preferred.
• Experience with various credit reporting agencies (D&B/Thomson Reuters).
• Active participant in industry groups NACM/CRF/CMA preferred.
• Strong verbal, written and presentation skills.
• Microsoft Office Suite proficiencies: Word, Excel, PowerPoint.
• Ability to work in team/cross functional environment.
• Demonstrate effective customer service skills.

Benefits

• Comprehensive Health Insurance: Medical, Dental, Vision, and Prescription coverage starting on the first day of employment, providing the employee enrolls.
• Retirement Savings: 401(k) with employer match, up to 6% and an annual 3.75% Defined Contribution to the 401k plan.
• Paid Time Off including vacation, sick/safe time, caretaker time, 13 paid Holidays and 3 paid floating holidays.
• Company paid Life and Disability insurance.
• Employee Assistance Program.
• Employee Stock Purchase Plan.
• Tuition Assistance.
• Flexible Spending Accounts.
• Health Savings Account.
• Life Style Spending Account.
• Volunteer Time Off.
• Paid Parental Leave, if eligible.
• Family Building Benefits.
• Virtual Physical Therapy.
• Accident, Critical Illness and Hospital Indemnity Insurances.
• Identity Theft Protection.
• Legal Plan.
• Voluntary Life Insurance and Long Term Disability.