SENIOR CREDIT ANALYST

Confidential - New York, NY

Full-time - Mid Level

New York, NY

About the position

The Senior Credit Analyst will manage corporate and leveraged buyout (LBO) client relationships from a credit perspective, focusing on both investment-grade and high-yield groups. This role requires strong projection modeling skills and involves collaboration with various internal teams to ensure efficient transaction processing. The analyst will monitor credit quality, prepare credit proposals, and maintain client exposure and risk ratings while mentoring junior team members.

Responsibilities

• Monitor the credit quality of a portfolio of assigned client names, including investment-grade, high yield, and sponsor-owned clients.
• Prepare credit proposals for assigned portfolio to be included in new originations, annual reviews, facility renewals, amendments, waivers, watch list reports, refinancing, and underwritings of new clients.
• Coordinate the credit process with the relevant coverage, product, and risk teams to ensure an efficient turnaround of transactions.
• Create and maintain client exposure and internal risk ratings using bank rating methodologies.
• Participate in client calls (including bank meetings) as needed for due diligence on assigned client names.
• Maintain reporting related to portfolio including deal flow, exposure tracking, and other general reports.
• Interact with internal and external auditors during loan examinations.
• Interact with other bank branches to coordinate information on group or contributor strategies.
• Mentor juniors and be a team player supporting and working with other team members.

Requirements

• Solid knowledge of loan structures, terms, credit agreements, and projection modeling skills.
• Knowledge of general banking products and banking practices.
• Ability to multi-task and work under quick turnaround times as needed in live deal transactions.
• Good verbal and written communication skills; professionalism in dealing with Senior Bankers (Director and above).
• Self-starter with ability to take initiative when working alone or with peers.
• Proficiency in Word and Excel and knowledge of the English language.

Nice-to-haves

• Understanding of the Healthcare sector is a plus but not mandatory.
• Bachelor's degree in Finance, Economics, Accounting or other similar areas.
• 4+ years prior experience in a Corporate Banking (preferably in corporate credit) environment or Rating Agencies covering corporate clients.
• Experience with M&A transactions, LBO financing a plus.