Senior Credit Analyst

$500,000 - $500,000/Yr

Teva Uk Limited - Weston, FL

Full-time - Mid Level

Weston, FL

About the position

The Senior Credit Analyst is responsible for analyzing the creditworthiness of customers and prospects through in-depth financial analysis. This role involves evaluating current and potential customers' creditworthiness, making credit recommendations, and assisting with order releases and credit insurance monitoring. The position plays a crucial role in managing credit risk and supporting the financial health of the organization.

Responsibilities

• Evaluate current and potential customers' creditworthiness daily.
• Request, gather, and analyze financial information and credit reports to justify credit limit decisions.
• Make credit recommendations to management for credit limit requirements exceeding delegation of authority.
• Perform credit reviews for all customers with credit limits of $1M and above, reporting to the CFO semi-annually.
• Conduct credit reviews for customers with credit limits between $500K and $999,999, reporting to the CFO annually.
• Perform credit reviews on all customers with credit limits above $150K.
• Assist with order release and work with customers to obtain payment for order release.
• Assist the Credit Manager with monitoring and reporting for the Credit Insurance Policy.
• Work on special projects as assigned by management.

Requirements

• Bachelor's degree in Business, Finance, or Accounting.
• Minimum of 3+ years of experience underwriting credit in a business-to-business environment.
• Comprehensive knowledge of Financial Statement Analysis (Balance Sheet/Income Statement/Cash Flow Statement).
• Solid understanding of Risk Metrics and Financial Ratios.
• Understanding of Securitization Documents (UCCs/Letters of Credit/Notes).
• Knowledge of JDE/SAP and AS400 preferred.
• Experience with various credit reporting agencies (D&B/Thomson Reuters).
• Active participation in industry groups NACM/CRF/CMA preferred.
• Strong verbal, written, and presentation skills.
• Proficiency in Microsoft Office Suite: Word, Excel, PowerPoint.
• Ability to work in a team/cross-functional environment.
• Demonstrate effective customer service skills.

Nice-to-haves

• Knowledge of JDE/SAP and AS400 preferred.
• Active participation in industry groups NACM/CRF/CMA preferred.

Benefits

• Comprehensive Health Insurance: Medical, Dental, Vision, and Prescription coverage starting on the first day of employment.
• 401(k) with employer match, up to 6% and an annual 3.75% Defined Contribution to the 401k plan.
• Paid Time Off including vacation, sick/safe time, caretaker time, 13 paid Holidays and 3 paid floating holidays.
• Company paid Life and Disability insurance.
• Employee Assistance Program.
• Employee Stock Purchase Plan.
• Tuition Assistance.
• Flexible Spending Accounts.
• Health Savings Account.
• Life Style Spending Account.
• Volunteer Time Off.
• Paid Parental Leave, if eligible.
• Family Building Benefits.
• Virtual Physical Therapy.
• Accident, Critical Illness and Hospital Indemnity Insurances.
• Identity Theft Protection.
• Legal Plan.
• Voluntary Life Insurance and Long Term Disability.