Senior Credit Risk Analyst

Bluechip Financial - San Diego, CA

Full-time - Mid Level

San Diego, CA

Credit Intermediation and Related Activities

About the position

The Senior Credit Risk Analyst at BlueChip Financial will play a crucial role in analyzing, building, testing, and implementing the company's advanced lending platform. This position focuses on delivering analytical insights to monitor and enhance the performance of BlueChip's consumer loan portfolio while supporting the growth of new business initiatives. The analyst will collaborate with various teams, including credit, marketing, decision science, and operations, to drive strategic insights and optimize financial product design and credit policy.

Responsibilities

• Work closely with a team of data scientists to leverage machine learning models to drive business performance.
• Apply statistical techniques to solve problems in a systematic, structured manner.
• Drive analytical projects to optimize financial product design and credit policy.
• Drive strategic insights to deliver business value to BlueChip.
• Coordinate across functions of the business to create maximum value for BlueChip's customers and stakeholders.
• Analyze and identify opportunities to further the execution of our disciplined growth strategy that balances short-term vs. long-term profitability.
• Develop reporting to monitor and validate predictive model performance and various Key Performance Indicators (KPIs) over time.

Requirements

• Bachelor's Degree or higher in a quantitative field (mathematics, statistics, engineering, physics, data science, computer science, etc.)
• At least 3 years of experience in quantitative analysis
• Ability to work in a fast-paced, collaborative environment
• Elite quantitative analytical skill
• Strong interpersonal, leadership, and communication skills
• Experience with SQL/Python for data analysis.

Nice-to-haves

• Masters or PhD degree in a quantitative field
• 4+ years of experience in complex, data-driven problem solving environment
• 4+ years of experience in business analysis
• Experience with sub-prime lending
• Experience with personal loans and lines of credit
• Experience with advanced mathematical/statistical techniques
• Experience with using and implementing statistical models.

Benefits

• The opportunity to help bring much-needed income and economic development to the Turtle Mountain Band of Chippewa Indians
• Competitive salary and bonus structure
• Generous employee benefits plan, including robust healthcare plans, matching 401K, and four weeks of PTO
• Company-sponsored professional development and training opportunities