Wells Fargo - Danbury, CT

posted 4 months ago

Part-time - Mid Level
Danbury, CT
Credit Intermediation and Related Activities

About the position

Wells Fargo is seeking a Senior Equipment Finance Underwriter to support a growing equipment finance platform. In this role, you will lead or participate in research and underwrite the creditworthiness of moderately complex commercial or business loan and lease requests within the Equipment Finance Underwriting functional area. You will be responsible for reviewing and researching moderately complex commercial or business loan and lease requests that require an in-depth evaluation. Additionally, you will perform periodic reviews on assigned portfolio credits and maintain risk ratings and other relevant data on systems of record. You will have the authority to approve loans or leases within your delegated credit authority and recommend transactions that exceed that authority. Collaboration is key in this role, as you will work closely with Equipment Finance Underwriting peers, colleagues, and middle-level managers to achieve business objectives. Furthermore, you will engage with internal and external business partners to gather information necessary for making appropriate decisions.

Responsibilities

  • Lead or participate in research and underwrite the creditworthiness of moderately complex commercial or business loan and lease requests.
  • Review and research moderately complex commercial or business loan and lease requests that require an in-depth evaluation.
  • Perform periodic reviews on assigned portfolio credits.
  • Maintain risk ratings and other relevant data on systems of record.
  • Approve loans or leases within delegated credit authority and recommend transactions in excess of that authority.
  • Collaborate and consult with Equipment Finance Underwriting peers, colleagues, and middle-level managers to achieve business objectives.
  • Work with internal and external business partners to gather information to make appropriate decisions.

Requirements

  • 4+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Nice-to-haves

  • Experience in commercial lending credit or underwriting.

Benefits

  • 401(k) Plan
  • Paid Time Off
  • Parental Leave
  • Critical Caregiving Leave
  • Discounts and Savings
  • Health Benefits
  • Commuter Benefits
  • Tuition Reimbursement
  • Scholarships for dependent children
  • Adoption Reimbursement
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