Senior Equipment Finance Underwriter

Wells Fargo - Chandler, AZ

- Mid Level

Hybrid - Chandler, AZ

Credit Intermediation and Related Activities

About the position

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you. Wells Fargo is seeking a Senior Equipment Finance Underwriter within Wells Fargo Commercial Capital. Learn more about the career areas and lines of business at wellsfargojobs.com. Please note this is a currently a hybrid position working four days in the office and one day remote (this is subject to change).

Responsibilities

• Lead or participate in research and underwrite the creditworthiness of moderately complex commercial or business loan and lease requests within Equipment Finance Underwriting functional area
• Review and research moderately complex commercial or business loan and lease requests that require an in-depth evaluation
• Perform periodic reviews on assigned portfolio credits
• Maintain risk ratings and other relevant data on systems of record
• Approve loans or leases within delegated credit authority and recommend transactions in excess of that authority
• Collaborate and consult with Equipment Finance Underwriting peers, colleagues, and middle level managers and achieve business objectives
• Work with internal and external business partners to gather information to make appropriate decisions

Requirements

• 4+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Nice-to-haves

• Vendor Equipment Finance Underwriting Experience- preferred
• Experience working on transactions >$1MM
• Commercial loan experience
• Ability to navigate multiple computer systems, applications, and utilize search tools to find information
• Good PC skills with the aptitude to learn new systems quickly
• Strong analytical skills with high attention to detail and accuracy
• Excellent verbal, written, and interpersonal communication skills
• Ability to work effectively in a team environment and across all organizational levels; where flexibility, collaboration, and adaptability are important
• Ability to work in a fast-paced deadline driven environment
• Energetic, quick learner, positive attitude, self-motivated
• Strong understanding of financial statements and key risk factors