Senior Insurance Product Manager - Commercial Multiline REMOTE

Af - Group - Kalamazoo, MI

Full-time - Senior

Kalamazoo, MI

Religious, Grantmaking, Civic, Professional, and Similar Organizations

About the position

The Senior Insurance Product Manager for Commercial Multiline at AF Group is responsible for the development and enhancement of commercial property and casualty insurance products. This role involves analyzing underwriting trends, managing complex business processes, and ensuring compliance with regulations while supporting the enterprise's strategic goals. The position requires collaboration across various departments to implement best practices and innovative solutions in product development.

Responsibilities

• Analyze, research, and report on underwriting trends, issues, laws, rules, regulations, and best practices.
• Develop and maintain forms and coordinate internal form committee alignment.
• Manage rule manual development and coordinate rate development.
• Identify and manage problem markets effectively.
• Assist in developing enterprise underwriting policies and procedures.
• Implement and monitor policies, practices, procedures, and workflows.
• Outline improvement opportunities and coach management on improvements.
• Participate in training and program presentations at the Operating Unit and Enterprise level.
• Serve as a technical expert and consultant in Corporate Underwriting.
• Collaborate with enterprise operating units to support cost containment strategies.
• Represent Corporate Underwriting on various committees and events.
• Perform special projects and evaluate departmental programs.
• Lead research, analysis, and implementation of new or existing product ideas and enhancements.
• Evaluate cost benefits of product initiatives and recommend actions.
• Conduct policy wording reviews for compliance with underwriting guidelines.
• Develop short and long-term strategic product and underwriting strategies.
• Create best practices and training to engage the enterprise.
• Manage key compliance and regulatory relationships.
• Serve as a key contact for new product development and organizational practices.
• Maintain expert knowledge of state regulations, compliance, and operational processes.
• Support complex ISO based and proprietary changes and coordinate filing packages.
• Research and approve updates and changes to ISO, NCCI, and regulatory products.
• Communicate risks of noncompliance and collaborate to resolve issues.
• Work with third-party vendors and manage consultant relationships for product needs.
• Assist in new market development and act as a liaison for departments involved.
• Analyze new opportunity design, build, and implementation.
• Collaborate between Corporate Underwriting and Operating Units.
• Draft, develop, and implement new products or practices specific to the product.
• Apply expert guidance for regulated states and complex filings.
• Develop new product ideas and review existing products for coverage language.
• Establish enterprise quality control and governance standards.
• Maintain understanding of business requirements and apply product knowledge throughout the design process.

Requirements

• Bachelor's degree in Insurance, Business, Math, Finance, or a related field required.
• Minimum ten years of commercial property and casualty underwriting experience.
• Strong multi-line commercial property and casualty lines experience.
• Demonstrated technical knowledge with both small and large accounts.
• Two years of experience as a Corporate Underwriting Consultant or equivalent experience.
• Progress towards or completion of industry-recognized professional designations (i.e., CIC, AU, CPCU) preferred.

Nice-to-haves

• Experience with alternative market/specialty programs.
• Continuous learning as defined by the Company's learning philosophy.

Benefits

• Health insurance
• 401k retirement plan
• Paid holidays
• Flexible scheduling
• Professional development opportunities