Senior Liability Claim Adjuster

Fcci Insurance Group - Sarasota, FL

Full-time - Mid Level

Hybrid - Sarasota, FL

Insurance Carriers and Related Activities

About the position

The Senior Liability Claim Adjuster at FCCI Insurance Group is responsible for investigating and adjusting assigned commercial claims of moderate complexity, including litigation. The role requires strong technical skills, a commitment to continuous learning, and the ability to work effectively in a diverse and innovative environment. The adjuster will determine liability, secure information, review coverages, and settle claims while adhering to company best practices and guidelines.

Responsibilities

• Investigate assigned complex General Liability (GL) and Auto claims including initial investigation, evaluating coverage, negotiating settlements, and setting reserves within authority limits.
• Implement FCCI Claims Philosophy and processes, documenting all file activity including phone calls, attorney contact, and medical providers.
• Document a plan of action, strategy, and future exposure for each claim.
• Set and maintain an appropriate diary schedule as specified in company guidelines.
• Attend mediations for cases within authority and perform other duties related to effective claims handling.
• Implement strategies to expeditiously close files and manage claims to conclusion in the most effective manner possible.
• Coordinate the work of independent adjusters and miscellaneous vendors to handle claims effectively and contain expenses.
• Recognize exposures and apply company reserving philosophy, discussing exposures with the manager that exceed authority and supporting escalation if appropriate.
• Conduct field investigations including meetings, inspections, assessing damages, and documenting physical evidence.

Requirements

• Proven experience as a claims adjuster, particularly in General Liability and Auto claims.
• Strong negotiation skills and the ability to evaluate coverage and liability effectively.
• Excellent documentation and organizational skills.
• Ability to work independently and as part of a team in a hybrid work environment.

Nice-to-haves

• Experience with litigation claims handling.
• Familiarity with FCCI Claims Philosophy and processes.

Benefits

• Competitive salaries
• Excellent benefits package
• Hybrid work options
• Commitment to diversity and inclusion