Senior Loan Operations Analyst (Hybrid)

Enova Agency - Denver, CO

Full-time - Mid Level

Denver, CO

Credit Intermediation and Related Activities

About the position

As a Senior Loan Operations Analyst at Enova International, you will play a pivotal role in guiding loan applications through the complex loan origination lifecycle. This position requires a thorough analysis of bank statements provided by loan applicants to verify their authenticity, accuracy, and positive cash flow trends. You will be responsible for identifying any missing components or information and prioritizing follow-up communication with key stakeholders to gather the necessary documentation. Additionally, you will validate all documentation to ensure strict adherence to Know Your Customer (KYC) and Customer Identification Program (CIP) policies and procedures. Collaboration is key in this role, as you will work closely with underwriters and other internal teams to facilitate a seamless loan origination process. Maintaining a high standard of data accuracy and integrity in all loan-related processes is essential. Your ability to adapt to evolving processes, regulatory changes, and the dynamic nature of the lending industry will be crucial for success in this position. This role is hybrid, requiring in-office work from Tuesday to Thursday, with the option to work remotely on Mondays and Fridays. The successful candidate will also be eligible to participate in incentive plans and the company's benefits plans, which include health, dental, and vision insurance, 401(k) matching, paid time off, and more.

Responsibilities

• Thoroughly analyze bank statements provided by loan applicants to verify their authenticity, accuracy, and positive cash flow trends.
• Identify any missing components or information and prioritize follow-up communication to key stakeholders to gather the necessary documentation.
• Validate all documentation to ensure strict adherence to Know Your Customer (KYC) and Customer Identification Program (CIP) policies and procedures.
• Collaborate closely with underwriters and other internal teams to facilitate a seamless loan origination process.
• Maintain a high standard of data accuracy and integrity in all loan-related processes.

Requirements

• Strong verbal and written communication skills.
• Demonstrated capability to independently identify and resolve issues, especially in situations where priorities may change rapidly or multiple tasks require attention simultaneously.
• Proficiency in using relevant software and technology platforms for data entry, document management, and communication.
• Ability to adapt to evolving processes, regulatory changes, and the dynamic nature of the lending industry.

Benefits

• Hybrid roles entail working in-office from Tuesday to Thursday, with the choice to work remotely on Mondays and Fridays.
• Health, dental, and vision insurance including mental health benefits.
• 401(k) matching plus a Roth option (U.S. Based employees only).
• PTO & paid holidays off.
• Sabbatical program (for eligible roles).
• Summer hours (for eligible roles).
• Paid parental leave.
• DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova).
• Employee recognition and rewards program.
• Charitable matching and a paid volunteer day.