Senior Quality Control Underwriter

$44 - $54/Yr

AmeriHome Mortgage - Phoenix, AZ

Full-time - Senior

Phoenix, AZ

Credit Intermediation and Related Activities

About the position

The Senior Quality Control Underwriter is responsible for auditing Fannie Mae, Freddie Mac, FHA, VA, USDA, and Non-Agency loans by reviewing credit, capacity, compliance, and collateral characteristics of the loan file to ensure they meet investor quality standards. This position is remote but work hours will be 8am - 5pm PST.

Responsibilities

• Perform a pre-funding quality control review of loans from the Retail and Correspondent divisions
• Participate in the remediation of identified defects with Operations and Correspondent Sellers
• Monitor the progress of implementation of action plans based on quality control findings and results
• Communicate identified defects effectively to internal and external counterparties
• Assist in developing QC audit and project plans
• Monitor QC project pipelines and analyze reports to ensure deadlines are met
• Analyze various reports and data to identify patterns of deficiencies and opportunities for improvement
• Act as a resource and subject matter expert for questions regarding Quality Control
• Participate in the validation and remediation of monthly post-close QC and EPD review findings
• Other functions and duties as assigned

Requirements

• 10+ years mortgage industry experience, with a minimum of 5 years recent Quality Control and Underwriting experience
• Demonstrated understanding of mortgage lending operations and industry, specifically how it relates to Quality Control
• Bachelor's degree preferred
• Knowledge of FNMA, FHLMC, FHA, VA, and USDA guidelines and Federal regulatory guidelines and procedures, TRID knowledge
• Basic knowledge of fraud detection
• Excellent communication and interpersonal skills with the ability to interact with internal and external stakeholders
• Ability to communicate effectively and professionally, written and verbal
• Prioritization and Time Management, ability to plan and meet deadlines
• Ability to work in a fast-paced environment
• Ability to partner with all levels of management to implement initiatives
• Strong problem-solving skills, attention to detail and ability to multi-task
• Self-Starter and ability to work independently
• Proficiency in Microsoft Office products (Excel, Word, etc)

Benefits

• Competitive salaries
• Ownership stake in the company
• Medical and dental insurance
• Time off
• Great 401k matching program
• Tuition assistance program
• Employee volunteer program
• Wellness program