Senior Underwriter (Hybrid)

Summit Consulting

Part-time - Mid Level

Remote

501-1,000 employees

Professional, Scientific, and Technical Services

About the position

As a Senior Underwriter at Summit Consulting, you will play a crucial role in the risk selection and pricing processes for workers' compensation programs. This position requires a high level of independent judgment and initiative to support the business goals of the organization. You will be responsible for maintaining a high level of customer service while analyzing coverage and limit requests, determining the appropriate terms to offer, and pricing business in accordance with company guidelines. Your expertise will be essential in assessing risk quality and compliance, and you will initiate appropriate loss prevention actions as needed. In this role, you will also be tasked with ordering and screening various reports necessary for the rating and underwriting processes, including Motor Vehicle reports, loss history reports, credit checks, and outside inspections. Building and maintaining effective business relationships with both internal and external customers will be key to attracting and retaining profitable business. You will interpret, explain, and market the company's products and services, and develop relationships with agents and brokers through in-person visits and telephone interactions. Additionally, you will apply underwriting rules and guidelines, as well as insurance laws and regulations, to ensure compliance and effective risk management. There may be opportunities to provide guidance and assistance to lower-level positions within the team. The position is based in the Gainesville, GA office, which offers a hybrid work environment, allowing for three days in the office and two days working from home.

Responsibilities

• Has responsibility for risk selection/rejection, pricing, retention, growth, and profitability per divisional objectives.
• Uses independent judgment and initiative to support business goals.
• Maintains a high level of customer service.
• Analyzes coverage and limit requests and decides what terms to offer.
• Prices business in accordance with company guidelines.
• Assesses risk quality and compliance within company guidelines and initiates appropriate loss prevention actions.
• Orders and screens miscellaneous reports needed in the rating and underwriting processes, such as Motor Vehicle reports, loss history reports, credit checks, outside inspections, loss control, etc.
• Develops and maintains effective business relationships with internal and external customers/coworkers in order to attract and retain profitable business.
• Interprets, explains, and markets products and services.
• Develops relationships with agents & brokers through in-person visits and telephone interactions.
• Applies underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.
• May provide guidance and assistance to lower level positions.
• Performs other duties as assigned.

Requirements

• Bachelor's Degree or equivalent experience in Business, Liberal Arts, or a related discipline.
• Generally, 3 to 6 years of related experience in underwriting or a similar field.
• Progression toward certification in area of expertise preferred; appropriate certifications could include Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS) or Associate of Risk Management (ARM).

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Paid time off
• 401(k) plan for full-time and part-time employees who are eligible for benefits.