Hub International - Frisco, TX

posted 3 months ago

Full-time - Mid Level
Remote - Frisco, TX
Insurance Carriers and Related Activities

About the position

The Senior Underwriter at Specialty Comp Insurance will play a pivotal role in developing, managing, and growing a profitable book of workers' compensation insurance policies. This position is focused on working through independent agents and specialty producers to generate new sales, successfully renew existing policies, and create new territories, products, and distribution relationships. The successful candidate will be responsible for soliciting new agents, reviewing and analyzing insurance applications, and determining the best fit for both simple and complex cases. Excellent communication skills, both written and verbal, along with strong mathematical aptitude, analytical skills, and sales tenacity, are essential for success in this role. In this position, the Senior Underwriter will develop and manage a book of renewal business and agency relationships while consistently establishing and achieving aggressive growth, quality, and profitability goals. The role involves monitoring producer activity through submission reports, monthly production, and claims reports, as well as reviewing accounts for proper classification and adherence to underwriting guidelines. The Senior Underwriter will prepare and maintain the legal underwriting file on behalf of the Insurance Carrier and manage risk control survey orders, taking appropriate action when necessary. Additionally, the Senior Underwriter will analyze and document accounts to determine exposure, class-fit, and pricing, while also receiving and servicing policy change requests from distributors. The ability to listen comprehensively to distributors and policyholders, interpret their comments or questions, and respond effectively is crucial. The role also includes conducting internal self-audits, providing ongoing management of the business for underwriting quality and service, and gathering information to report on competitors. The Senior Underwriter will explain the company's products and services, work with internal departments to resolve problems, and actively participate in underwriting audits with various partner carriers. Training and mentoring Underwriting Assistants will also be part of the responsibilities, along with creating and maintaining periodic management reports.

Responsibilities

  • Develop and manage a book of renewal business and agency relationships.
  • Generate new sales volumes through existing customers.
  • Establish and achieve aggressive growth, quality, and profitability goals.
  • Monitor producer activity through submission reports, monthly production, and claims reports.
  • Review accounts for proper classification and underwriting guidelines.
  • Prepare, maintain, and support the legal underwriting file on behalf of the Insurance Carrier.
  • Manage risk control survey orders and initiate appropriate action when necessary.
  • Analyze and document accounts to determine exposure, class-fit, and pricing.
  • Receive and service policy change requests from distributors.
  • Listen comprehensively to distributors and policyholders; interpret comments or questions and respond effectively.
  • Conduct internal self-audits.
  • Provide ongoing management of the business for underwriting quality and service.
  • Gather information and report on competitors.
  • Explain products and services of the company, our insurance carriers, and service providers.
  • Work with all internal departments and partners to resolve problems and maintain carrier relations.
  • Participate in underwriting audits with various partner carriers of MGA.
  • Train and mentor Underwriting Assistants.
  • Emphasize benefits of the Company to producers and co-workers.
  • Participate as necessary on special committees and projects.
  • Create and maintain periodic management reports.

Requirements

  • An undergraduate degree preferred, or equivalent experience and background including familiarity with rating organizations and insurance regulation.
  • 8+ years insurance experience with at least 5 years of workers compensation background.
  • Working knowledge of Manual Rules and Classification procedures.
  • Strong knowledge of various state workers compensation bureau rules and regulations.
  • Ability to function in a department producing multi million dollars in premium annually; handling a large volume of accounts generating premiums of greater than $100,000.
  • Strong communication and organizational skills.
  • Excellent sales and communication demeanor.
  • Ability to organize work; perform with time constraints and be self-directed.
  • Strong mathematical aptitude.
  • Proficiency in Microsoft Word, Excel, and PowerPoint.
  • Ability to adapt to significant change (procedures, processes, and techniques).

Benefits

  • Health insurance
  • Dental insurance
  • Vision insurance
  • Life insurance
  • Disability insurance
  • Flexible Spending Account (FSA)
  • Health Savings Account (HSA)
  • 401(k) accounts
  • Paid time off benefits
  • Eligible bonuses
  • Equity and commissions for some positions
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