Citigroup - Long Island City, NY

posted 4 months ago

Full-time - Senior
Long Island City, NY
Credit Intermediation and Related Activities

About the position

The Retail RWA Sr. Lead Analyst is a strategic professional responsible for the overall determination of Risk Weighted Assets (RWA) and Supplementary Leverage Exposure (SLE) for Retail Exposures. This role encompasses a variety of critical functions, including overseeing the computational methodologies used to determine both Standardized and Advanced RWAs. The analyst will be tasked with ensuring that all assumptions, interpretations, and models used in these determinations are accurate and effectively implemented within Citi's infrastructure. A key aspect of this position involves validating Critical Data Elements (CDE) and ensuring that any necessary system changes are executed correctly. Additionally, the analyst will articulate business and functional requirements and perform comprehensive diagnostic assessments to address any regulatory capital issues that may arise. Reporting directly to the Head of Retail RWA Lead, who is responsible for ensuring RWA and SLE compliance, the successful candidate will possess strong data analytical skills and a deep understanding of data flows between systems. Project management skills are essential, as the analyst will need to collaborate with both first and second lines of defense, as well as other stakeholders, to ensure the timely execution of RWA calculations. The ideal candidate will be a self-starter capable of leading within a team environment, often under tight deadlines. A thorough knowledge of Basel capital rules and their application is a prerequisite for this role. The initial focus of this position will be to serve as a subject matter expert, driving the successful and timely delivery of RWA milestones and deliverables as part of Citi's Business As Usual (BAU) remediation efforts across relevant Retail RWA asset classes, which include both Basel III and Basel III Endgame. The analyst will partner with various stakeholders, including business, risk, and technology teams, to ensure the timely execution of RWA remediation plans. Furthermore, the analyst will provide expertise on Basel III and Basel III Endgame RWA across a range of Retail exposure products, such as residential mortgages, consumer credit cards, and other consumer loans and leases. Ensuring that the Retail RWA process adheres to the defined governance framework, procedures, and controls is crucial for maintaining a well-defined and controlled end-to-end RWA calculation and reporting process. The analyst will also identify limitations in data, processes, and rule interpretations that may affect the accurate implementation and remediation of RWA calculations. This role will involve driving diagnostics and remediation activities related to a broad range of regulatory capital calculations, encompassing governance, data and non-data controls, processes, system implementation, and regulatory reporting. Building strong working relationships with Finance, Business, Treasury, Technology, Audit, Independent Risk, and other counterparts across the organization will be essential for success in this role.

Responsibilities

  • Serve as a subject matter expert to drive successful and timely delivery of RWA milestones and deliverables per Citi's BAU remediation across relevant Retail RWA asset classes covering both Basel III and Basel III Endgame.
  • Partner with business, risk, technology, and other stakeholders to ensure the timely execution of RWA remediation plans.
  • Provide Basel III and Basel III Endgame RWA subject matter expertise across a range of Retail exposure/products such as residential mortgages, consumer credit cards, and other consumer loans/leases.
  • Ensure Retail RWA process follows the defined governance framework, procedures, and controls to ensure end-to-end RWA calculation and reporting process is well-defined and controlled.
  • Identify limitations in data, process, rule interpretation, and any other matters related to accurate RWA implementation and remediation.
  • Drive the diagnostics and remediation activities of a broad range of regulatory capital calculations that encompass governance, data and non-data controls, processes, system implementation, and regulatory reporting.
  • Develop a strong working relationship with Finance, Business, Treasury, Technology, Audit, Independent Risk, and other counterparts across the organization.

Requirements

  • Comprehensive understanding of Standardized and Advanced US regulatory capital rules for Retail exposures with demonstrated ability to assess the application of those rules vs. regulatory expectations.
  • Full understanding of the lifecycle of Retail exposures, and strong understanding of regulatory capital best practices and controls.
  • 10+ years of relevant experience within the financial services industry highly preferred.
  • Ability to work under pressure to tight deadlines.
  • Experience and understanding in Basel III Endgame is a plus.
  • Bachelor's Degree in Science, Technology, Engineering and Mathematics (STEM); Master's Degree preferred.

Benefits

  • Medical, dental & vision coverage
  • 401(k)
  • Life, accident, and disability insurance
  • Wellness programs
  • Paid time off packages including planned time off (vacation), unplanned time off (sick leave), and paid holidays
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