As a Specialist in Group Medical Underwriting at Lincoln Financial Group, you will play a crucial role in evaluating and underwriting insurance applications across various lines of coverage. Your primary responsibility will be to assess the risk associated with each application, which includes reviewing initial Evidence of Insurability (EOIs), medical and prescription data, and medical records. You will determine whether to accept, modify, or decline a risk based on an individual's medical history and physical condition, all while adhering to your designated approval limits. This position requires effective communication with clients and vendors to gather necessary information and requirements, ensuring a thorough underwriting process. In addition to your underwriting duties, you will conduct peer reviews and provide sign-off on the work of lower-level medical underwriters, offering mentorship and guidance to Associate underwriters. You will also be expected to identify and communicate process improvements to management that can enhance efficiency and quality within the underwriting department. Staying informed about current and emerging trends in medical underwriting is essential, as you will collaborate with management to incorporate these developments into future solutions. Your role will also involve supporting organizational initiatives and positively influencing change management efforts. You will be expected to perform routine assignments and projects while leveraging your knowledge and expertise in the underwriting function. Flexibility and adaptability to change are key characteristics for success in this position, as you may also provide backup support for administrative tasks and phone support when necessary.