Sr Commercial Lines Underwriter

Ufg Insurance - Houston, TX

Full-time - Mid Level

Remote - Houston, TX

Insurance Carriers and Related Activities

About the position

The Senior Commercial Lines Underwriter at UFG will manage a commercial underwriting territory valued between $8 million and $14 million. This role focuses on achieving premium growth and maintaining acceptable loss ratios through effective risk selection and relationship building with agency personnel. The position also involves mentoring and training team members, approving risks, and providing high-quality service to agency partners. Remote work is an option, with a preference for candidates located in the Austin or Houston areas.

Responsibilities

• Underwrite and price new business and renewals by evaluating necessary coverages and determining risk acceptability.
• Review applications, MVR's, Experience Mods, Loss experience, risk control reports, credit reports, and company guidelines for risk acceptability.
• Review applications, endorsement requests and renewals for limits and coverages requested.
• Solicit new business and develop a pipeline to source submissions.
• Develop, analyze, and evaluate information and exposure for highly complex risks.
• Properly classify and price the risk using analytical pricing tools and resources.
• Evaluate change requests, approve, assign codes and process within underwriting authority.
• Provide guidance, mentoring, and coaching to Associate Underwriters, Commercial Lines Underwriters, and other team members.
• Negotiate with agents on pricing and coverages offered.
• Provide best in class service to agency partners with timely and professional service.
• Participate in agency visits to solicit new business, discuss renewal accounts or issues, develop successful relationships with agencies and producers.
• Manage territory using portfolio management tools and achieve production goals within assigned territory.
• Collaborate with Marketing as needed to partner on marketing strategy.
• Handle special projects as assigned.

Requirements

• High school diploma or equivalent degree required; four-year college degree preferred.
• 5+ years commercial lines underwriting experience, with risk evaluation skills and solid insurance contract knowledge.
• Strong analytical thinking skills.
• Strong communication, leadership, and negotiating skills.
• Strong planning and organization skills with the ability to multi-task and accept challenges.
• Ability to handle a large workload and prioritize to meet deadlines.
• Promote a positive and professional image and develop productive relationships with coworkers and agents.
• Demonstrate an open-minded, collaborative work style.
• Advanced working knowledge of policy administration systems.
• Advanced knowledge of the broad range of business insured by UFG.
• Strong risk evaluation skills and solid insurance contract knowledge.
• Knowledge of agency force and current market environment.
• Strong knowledge of coverages, proprietary Ultra/enhancement endorsements.
• Affinity for detailed accuracy.
• Ability to provide excellent customer service.
• Ability to teach others and monitor their development.

Nice-to-haves

• AU, CPCU, CIC, or comparable designations preferred.