Western Alliance Bank - Los Angeles, CA
posted 5 months ago
The Sr. Credit Analyst for Affordable Housing at Western Alliance Bank plays a crucial role in the analysis, structuring, underwriting, and closing of major and complex commercial loans. This position is integral to ensuring compliance with the Bank's lending policies and procedures while working closely with the Relationship Manager to manage loans effectively. The Sr. Credit Analyst will be responsible for monitoring and identifying credit risks, thereby contributing to the attainment of established Bank, region, and branch goals. This role requires active participation in underwriting and closing desirable credits alongside the Relationship Manager, ensuring that all processes align with the Bank's standards and regulatory requirements. In this position, the Sr. Credit Analyst will develop new client relationships and maintain existing ones, ensuring a timely credit process from initiation to completion. The role involves interfacing with clients through various communication channels to assess their credit needs and determine the best financing structure. The analyst will gather and analyze necessary information to present financing requests to senior management or the Loan Committee for approval. Additionally, the position entails coordinating the processing of approved loans, ensuring compliance with agreements, and addressing any issues that arise during the loan servicing process. The Sr. Credit Analyst is expected to exemplify superior customer service and follow through with customers and employees involved in the loan process. This role also includes various underwriting, portfolio management, and maintenance tasks related to new loan requests and the existing portfolio managed by the Relationship Manager. The ideal candidate will possess strong analytical skills, exceptional credit knowledge, and the ability to juggle multiple credit requests simultaneously, all while maintaining a collaborative team environment.