CIBC - Chicago, IL

posted 3 months ago

Full-time - Mid Level
Chicago, IL
10,001+ employees
Credit Intermediation and Related Activities

About the position

The Sr. Manager, Fraud Controls at CIBC is a pivotal role that focuses on managing fraud risk policies and strategies within the US Region. Reporting to the Sr. Director of US Fraud Management, the incumbent will be responsible for identifying fraud risk exposures and developing effective mitigation strategies to minimize fraud losses while ensuring a strong customer experience. This position requires collaboration with a team of fraud experts dedicated to crafting strategies that address CIBC's fraud exposure and enhance the understanding of the bank's fraud experience. In this role, the candidate will engage with line of business partners on client fraud issues, providing subject matter expertise in fraud education and risk mitigation. The responsibilities include assessing fraud trends, developing mitigation plans, and addressing gaps in fraud capabilities to meet US EXCO commitments. The candidate will also work closely with the Enterprise Fraud function and various lines of business to maintain an understanding of the risks associated with products and services, executing a strategic roadmap to manage these fraud risks effectively. Key to success in this role will be the ongoing measurement of the effectiveness of fraud strategies and the ability to adjust them as necessary to proactively address the changing risk environment. The Sr. Manager will also be responsible for developing client and employee-facing fraud awareness initiatives, managing third-party vendors that provide fraud controls, and ensuring compliance with fraud management policies and industry standards. This position is integral to fostering a culture that promotes analytics-driven decisions and collaboration around risk data, ultimately enhancing CIBC's fraud management capabilities.

Responsibilities

  • Identify fraud risk exposures and client impacts through data analysis and operational observation.
  • Support fraud strategy policy development to mitigate fraud risk and optimize client experience.
  • Evaluate the prevention potential of new technologies and process changes for fraud mitigation.
  • Consult with internal partner groups to identify emerging issues and potential fraud exposures.
  • Liaise with external organizations and vendors for shared reporting and benchmarking.
  • Participate in creating a culture that promotes analytics-driven decisions backed by investigation.
  • Develop fraud awareness initiatives for clients and employees in collaboration with other functional areas.
  • Manage third-party vendors providing fraud controls and ensure their effectiveness.
  • Monitor the effectiveness of fraud risk strategies and recommend refinements as necessary.
  • Review new initiatives and existing processes for compliance with fraud management policies.
  • Prepare documentation illustrating risks and proposed business solutions.
  • Champion strategic fraud initiatives/projects for the US Region.
  • Attend industry meetings to support and influence fraud initiatives and gather information.
  • Provide oversight in the preparation and reconciliation of operational risk data.
  • Develop methodologies for forecasting operational losses and recommend changes to strengthen risk intelligence capabilities.

Requirements

  • Bachelor's Degree or equivalent experience.
  • 5+ years in fraud prevention for a Domestic Bank or Large and Foreign Banking Organization (LFBO).
  • Strong subject matter knowledge of banking products, services, channels, and associated risks.
  • Excellent research and presentation skills.
  • Proficiency in MS Office, especially MS Excel and PowerPoint.
  • Ability to collaborate effectively and ensure achievement of deadlines and outcomes.
  • Effective verbal and written communication skills.

Nice-to-haves

  • Membership in fraud consortiums and participation in industry events.
  • Experience with fraud prevention technologies and processes.

Benefits

  • Comprehensive health insurance coverage.
  • 401k retirement savings plan with matching contributions.
  • Paid time off and holidays.
  • Professional development opportunities.
  • Flexible work arrangements.
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