Sr Underwriter RA - Group Reinsurance Plus

$78,160 - $117,240/Yr

The Hartford - Hartford, CT

Full-time - Mid Level

Remote - Hartford, CT

10,001+ employees

Insurance Carriers and Related Activities

About the position

The Senior Underwriter (UW) position at The Hartford focuses on providing consultative services and underwriting support for group benefit clients. This role emphasizes a customer-first mindset, collaboration, and innovative thinking, allowing underwriters to make impactful decisions while managing complex books of business. The position offers opportunities for career growth in both technical and leadership capacities, fostering a culture of inclusivity and teamwork.

Responsibilities

• Quote, renew and provide consultative services for group benefit clients reinsured with Group Reinsurance Plus.
• Provide rationale for risk evaluation, industry assessment, product knowledge, and evaluation of appeals.
• Apply GBD Underwriting guidelines and underlying risk management philosophy when making decisions.
• Demonstrate strong understanding of pricing elements including risk factors, manual rates, risk classification, experience rating, and pricing targets.
• Experience rate Life, STD, and LTD lines of coverage with in-depth knowledge of developing formula and needed rate picks.
• Manage the largest, most complex book of business, advising clients on various risk and underwriting issues.
• Perform analyses on client's entire Life, AD&D, STD and LTD book of business.
• Participate in presentation of client company metrics to key decision makers.
• Lead regular Client Underwriting Touchpoint meetings as needed driving toward established outcomes.
• Develop and maintain excellent working relationships with sales, internal representatives, and clients.
• Represent underwriting function on segment and division project committees and assigned client implementations.
• Train and/or mentor other underwriting staff as needed.
• Work independently with final decision-making authority within assigned authority levels.
• Perform underwriting audits internally and at client companies.

Requirements

• Bachelor's Degree strongly preferred, or equivalent combination of education, training and experience.
• 3+ years of underwriting experience rated LTD, STD and Life groups.
• Reinsurance experience desired but not required.
• Demonstrated success in developing and maintaining solid relationships with all internal and external business partners.
• Excellent communication, interpersonal and presentation skills.
• Ability to think analytically about business problems, make recommendations and propose solutions.
• High energy self-starter, who is resilient and has an entrepreneurial spirit.
• Demonstration of solid time, organizational, and desk management skills.
• Goal-oriented and delivers outcomes.
• Ability to challenge the status quo and compete to win.
• Superior technical knowledge and sound decision-making and analytical skills.

Nice-to-haves

• Knowledge of Critical Illness, Accident and Hospital Indemnity coverages.

Benefits

• Short-term or annual bonuses
• Long-term incentives
• On-the-spot recognition
• Comprehensive health insurance
• 401k retirement plan
• Flexible work arrangements (hybrid work model)