Subscription Finance Associate Portfolio Manager (CRE)

$117,725 - $138,500/Yr

US Bank - Charlotte, NC

Full-time - Mid Level

Charlotte, NC

Credit Intermediation and Related Activities

About the position

The Subscription Finance Associate Portfolio Manager role at U.S. Bank involves managing and underwriting subscription lines for Commercial Real Estate (CRE) investment funds. The position is designed for candidates with at least 2 years of relevant experience in financial institutions or large corporations. The successful candidate will support senior Portfolio Managers and collaborate with Relationship Managers to grow a portfolio of subscription lines, applying credit policies and conducting financial analyses to assess risk and compliance.

Responsibilities

• Support senior Portfolio Managers and partner with Relationship Managers to manage and grow a portfolio of subscription lines and institutional CRE customer relationships.
• Apply credit policy to structure borrowing bases and underwrite a diverse range of investor types, including pension funds and high-net-worth investors.
• Prepare comprehensive written and financial analyses, determining appropriate risk ratings and preparing requests for credit approval.
• Perform ongoing monitoring and analyses for an assigned loan portfolio, verifying compliance with financial reporting requirements.
• Contribute to portfolio and risk management activities, maintaining relevant data in collateral management applications and portfolio management databases.
• Champion continuous improvement in policies, procedures, and tools employed by the business.

Requirements

• Bachelor's degree or equivalent work experience.
• 2+ years of relevant experience at a financial institution or large corporation.
• Strong proficiency in Microsoft Office, especially Excel.
• Excellent verbal and written communication skills.
• Strong technical and analytical skills, including underwriting and financial statement analysis.

Nice-to-haves

• A working knowledge of subscription finance and/or CRE market practices and underwriting considerations is preferred.
• Experience with credit policies and procedures.
• Effective organizational, multi-tasking, and prioritizing skills.
• Outstanding problem-solving skills with the ability to recommend and implement process improvements.

Benefits

• Paid holidays
• Disability insurance
• Health insurance
• Dental insurance
• 401(k)
• Adoption assistance
• Parental leave
• Vision insurance
• 401(k) matching
• Flexible schedule
• Life insurance