Curative - Austin, TX

posted 4 months ago

Full-time - Entry Level
Austin, TX
Personal and Laundry Services

About the position

Curative is reimagining health insurance with straightforward pricing and $0 out of pocket costs for baseline visits. We are seeking an Underwriter Analyst to support our pricing and underwriting processes. This entry-level position will involve direct interaction with sales team members, account management, actuaries, and insurance professionals, making it a key contributor role as Curative expands and grows. The Underwriter Analyst will be responsible for calculating new business and renewal rates for complex group cases, ensuring accuracy and reasonability in new business proposal data, and leading peer reviews to maintain the integrity of quotes. In this role, you will maintain underwriting department documentation, including guidelines, policies, procedures, and training manuals. You will coordinate with the Sales team to ensure timely delivery of quotes and act as a financial consultant for case-specific requests. Additionally, you will develop and monitor account-level claims experience reporting to perform retrospective reviews of rates and achieve profitability targets. Tracking and recommending effective pricing strategies by market and product will also be part of your responsibilities, along with supporting client contracting and account setup to ensure alignment with quoted parameters. Building and maintaining strong relationships with internal and external stakeholders will be crucial for success in this role.

Responsibilities

  • Calculate new business and renewal rates for complex group cases using provided templates based on analysis of a group's experience, industry, location, and demographics.
  • Review new business proposal data for reasonability and accuracy.
  • Lead peer review to ensure accuracy and appropriateness of quotes.
  • Maintain underwriting department documentation, including underwriting guidelines, policies, procedures, and training manuals.
  • Coordinate with Sales to ensure timely delivery of quotes and serve as financial consultant on case-specific requests.
  • Develop and monitor account level claims experience reporting to perform retrospective review of rates and achieve profitability targets.
  • Track and recommend effective pricing strategies by market and product for leadership.
  • Support client contracting and account setup, including validation that terms align with quoted parameters.
  • Maintain strong relationships and lines of communication with internal and external stakeholders.

Requirements

  • Bachelor's degree in business, finance, economics, mathematics, statistics, actuarial science, computer science, or a related degree.
  • Analytical skills and creative problem-solving abilities with attention to detail.
  • Ability to translate and effectively communicate financial models and the results of underwriting analyses.
  • Capable of working on multiple projects under tight deadlines.
  • Excellent organizational and time management skills.
  • Experience with Excel/Google Sheets.

Nice-to-haves

  • Experience in the insurance industry, data analysis, or data management.
  • Knowledge of SQL queries.
© 2024 Teal Labs, Inc
Privacy PolicyTerms of Service