AXA - Atlanta, GA

posted 3 months ago

Full-time - Mid Level
Atlanta, GA
Insurance Carriers and Related Activities

About the position

As an Underwriter II in the Excess Casualty division at AXA XL, you will play a crucial role in delivering profitable underwriting services to clients with complex risks. This position is flexible within the Southeast Region of the USA, allowing you to work from locations such as Atlanta, GA, Washington D.C., or Charlotte, NC. You will be part of a well-established team of senior underwriters, focusing on providing Umbrella and Excess Liability coverage to large North American companies, typically with revenues exceeding $1 billion. Your responsibilities will include reviewing submissions, conducting thorough research to assess risk, and underwriting business in accordance with the agreed business plan and your individual authority. In this role, you will calculate appropriate risk premiums by considering various factors such as sector risk costs, program structure, and administrative costs, all while ensuring profitability. You will proactively advise and assist clients on insurance and risk management matters, ensuring their satisfaction and fulfilling their insurance requirements. Effective relationship management will be key, as you will initiate opportunities for cross-selling products and ensuring account retention. You will also oversee the timely implementation of new and renewed accounts, review loss control reports, and manage policy endorsement requests to process necessary changes. Additionally, you will support the business planning and forecasting process, monitor financial exposure within outlined limits, and ensure premium income remains within set limits. This position reports directly to the Underwriting Manager, and you will be expected to collaborate with your team to provide creative solutions and ideas for resolution, contributing to the overall success of AXA XL's East Zone.

Responsibilities

  • Review submissions including applications, policy wording, inspection reports, loss runs, and financial reports while conducting appropriate research to determine degree of risk for each account.
  • Underwrite business within the agreed business plan and individual authority.
  • Calculate appropriate risk premium by considering the risk costs inherent to the sector, program structure, and general administration costs while ensuring profitability.
  • Proactively advise, assist, service, and follow up with clients on insurance and risk management matters to ensure satisfaction and fulfillment of their insurance requirements.
  • Manage effective relationships to initiate opportunities for cross-selling offered products and ensuring account retention.
  • Control timely implementation of new and renewed accounts according to quality standards.
  • Review loss control reports and manage policy endorsement requests to process any necessary changes to the policy.
  • Support the business planning and forecasting process; monitor financial exposure within outlined limits; monitor premium income to ensure it remains within set limits.

Requirements

  • Bachelor's Degree (or equivalent).
  • Some to moderate experience in the relevant class of business, possessing functional knowledge and skills reflective of a fully competent practitioner.
  • Robust Industry Knowledge and Commercial/Business Acumen.
  • Analytical, negotiation and sales/marketing skills.
  • Excellent written and oral communication skills.
  • Excellent customer service focus is a must.
  • Interpersonal Savvy - Demonstrated ability to build and maintain robust insured and broker contacts.
  • Ability to develop and understand business processes, strategy, and planning.
  • Collaborative team player who provides creative solutions and ideas for resolution.

Benefits

  • Competitive retirement savings plan
  • Health and wellness programs
  • Learning opportunities for professional skills development
  • Flexible working arrangements
  • Enhanced family friendly leave benefits
  • Volunteering and charitable giving programs
  • Matching gift program
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