Underwriter - Medical Professional Liability

Curi - Raleigh, NC

Full-time

Remote - Raleigh, NC

Performing Arts, Spectator Sports, and Related Industries

About the position

Curi is seeking an analytical and critical thinker to join our Underwriting Department as an Underwriter. In this role, you will report directly to the Director of Underwriting and be responsible for underwriting various types of medical professional liability policies. This includes assessing risks for both current policyholders and new applicants, ensuring that all underwriting standards and objectives set by the company are met. Your work will be pivotal in maintaining the integrity and profitability of our underwriting processes. As an Underwriter, you will select and renew profitable business by conducting thorough risk, premium, and claims analysis within your assigned authority levels, while adhering to the Underwriting manual. You will manage the overall responsibility for your assigned territory, collaborating closely with designated Underwriting Assistants. Additionally, you will work alongside senior leadership, including the SVP, VP, or Director of Underwriting, to develop proposals that exceed your authority level. Your role will also involve preparing new business and renewal quotations using the current system and other rating applications as they become available. Collaboration is key in this position; you will work with managers and colleagues across various departments to achieve growth goals and retention targets. Providing direct customer service to clients or alternative distribution channels is essential, and you will take ownership of issues until they are resolved. Participation in Underwriting and Claims Committee meetings, as well as virtual or in-person meetings with agents and brokers, will be part of your responsibilities. You will also collaborate with the Business Development team to build and manage relationships with agents and brokers, and participate in the onboarding of new underwriting staff. Continuous education is encouraged, and you will engage in activities to expand your knowledge and expertise in insurance and medical professional liability underwriting, ensuring you meet the continuing education requirements for licensure.

Responsibilities

• Underwrite all types of medical professional liability policies.
• Select and renew profitable business through risk, premium, and claims analysis.
• Manage overall responsibility for assigned territory in collaboration with designated Underwriting Assistant.
• Collaborate with senior leadership in developing proposals exceeding the underwriter's authority level.
• Prepare new business and renewal quotations utilizing current systems and rating applications.
• Collaborate with managers and colleagues in other departments to achieve growth goals and retention targets.
• Provide direct customer service to clients or alternative distribution channels, ensuring resolution of issues.
• Participate in Underwriting and Claims Committee meetings as appropriate.
• Engage in virtual or in-person meetings with agents/brokers related to specific accounts or underwriting discussions.
• Collaborate with the Business Development team to strengthen relationships with agents/brokers.
• Participate in the onboarding of new underwriting staff.
• Engage in educational activities to expand knowledge in insurance and medical professional liability underwriting.

Requirements

• Bachelor's Degree or high school diploma with equivalent work experience.
• Three to five years of property and casualty underwriting experience required.
• Three to five years of medical professional liability underwriting experience preferred.
• Experience with claims-made business insurance underwriting is a plus.
• Bachelor's degree in an insurance-related field is preferred.
• Strong analytical skills and ability to make well-reasoned decisions based on analysis.
• Strong organizational skills and ability to manage multiple tasks simultaneously.
• Ability to perform with moderate levels of supervision.
• Critical thinking skills to resolve problems of varying complexity.
• Effective written and oral communication skills.
• Excellent customer service skills.
• Ability to handle stressful situations professionally.
• Team player.

Nice-to-haves

• Experience in a remote work environment.
• Familiarity with underwriting software and rating applications.