Underwriter

$43,888 - $85,500/Yr

Arthur J. Gallagher - Orlando, FL

posted 4 months ago

Full-time - Entry Level
Orlando, FL
Insurance Carriers and Related Activities

About the position

As an Underwriter at Risk Placement Services, you will play a crucial role in the risk management process by underwiting individual insurance applications that cover property and casualty. Your primary responsibility will be to evaluate insurance applications based on established guidelines for issuing policies, whether on a standard or substandard basis. This involves a thorough assessment of various factors, including the property's value, location, usage, safety features, and any other pertinent information that influences the underwriting decision. You will be expected to determine whether to accept, modify, or decline a risk based on your evaluations. In this position, you will maintain frequent contact with field representatives to gather necessary information that will support and justify your underwriting decisions. It is important to note that this role does not come with assigned production goals, allowing you to focus on the quality of your assessments rather than quantity. Additionally, you may provide support to a Senior Underwriter in managing and servicing accounts, contributing to the overall efficiency and effectiveness of the underwriting team. At Risk Placement Services, we foster a collaborative and innovative environment where your contributions are valued. We encourage you to unleash your potential and explore new ideas as you work with top-rated carriers to design robust coverage for our clients. Join our spirited team and take the next step in your career with us.

Responsibilities

  • Underwrite individual insurance applications for property and casualty coverage.
  • Evaluate insurance applications based on established guidelines for policy issuance.
  • Determine whether to accept, modify, or decline risks based on property evaluations.
  • Maintain frequent contact with field representatives to gather information for underwriting decisions.
  • Support the Senior Underwriter in servicing and managing accounts.

Requirements

  • Bachelor's degree required.
  • 2 years of related experience required.
  • Working knowledge of Microsoft Windows applications and Microsoft Office.

Nice-to-haves

  • Strong analytical skills.
  • Good communication and interpersonal skills.
  • Detail-oriented behavior.

Benefits

  • Medical/dental/vision plans starting from day one.
  • Life and accident insurance.
  • 401(K) and Roth options.
  • Tax-advantaged accounts (HSA, FSA).
  • Educational expense reimbursement.
  • Paid parental leave.
  • Digital mental health services (Talkspace).
  • Flexible work hours (availability varies by office and job function).
  • Training programs.
  • Gallagher Thrive program for health and wellness.
  • Charitable matching gift program.
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