United Midwest Savings Bank - Westerville, OH
posted 4 months ago
At United Midwest Savings Bank (UMWSB), we pride ourselves on being a unique financial institution that combines the personal touch of a community bank with the extensive reach of a national brand. Our Underwriter position is a full-time role based in Westerville, Ohio, where you will play a crucial part in our lending operations. The primary responsibility of the Underwriter is to thoroughly evaluate and underwrite larger commercial business loan requests, focusing on assessing creditworthiness and leveraging government guarantee enhancements. This role requires a keen eye for detail and the ability to analyze complex financial information to develop comprehensive yet succinct recommendation memos. As an Underwriter, you will be tasked with reviewing and analyzing all financial data submitted with loan requests. Your expertise will guide the decision-making process, ensuring that we meet our customers' needs while maintaining the bank's standards for responsible lending. You will work closely with the Underwriter Manager and collaborate with various bank personnel, making effective communication skills essential for success in this role. The position demands a high level of organization, analytical thinking, and the ability to manage multiple tasks simultaneously while meeting deadlines with minimal supervision. In addition to your analytical responsibilities, you will also be expected to demonstrate strong leadership qualities and problem-solving skills. The ability to think quickly and make sound decisions under pressure is vital, as is proficiency in basic computer programs such as Microsoft Word, Excel, and Outlook. This role is ideal for someone who thrives in a dynamic environment and is committed to upholding the ethical standards that UMWSB stands for.