VP Ag/Commercial Loan Officer

$59,000 - $105,000/Yr

Unclassified - Fort Yates, ND

Full-time - Mid Level

Fort Yates, ND

About the position

As a Vice President, Ag/Commercial Loan Officer, you will play a crucial role in evaluating loan applications and documentation to confirm the creditworthiness of applicants. This position requires you to improve loan applications by informing applicants of additional requirements and to reject loans by clearly explaining any deficiencies to the applicants. You will also be responsible for approving loans by issuing checks or forwarding applications to the loan committee, as well as assisting customers by answering their questions. The ideal candidate for this Ag or commercial loan officer position will be someone who is eager to be part of a growing, mid-sized institution and possesses an entrepreneurial mindset. This role offers a unique opportunity for an experienced agriculture or commercial loan officer to take over and expand an established portfolio, with significant potential for advancement within the organization. This is an exciting chance to make a meaningful impact in a highly reputable organization that values growth and development.

Responsibilities

• Evaluate loan applications and documentation to confirm creditworthiness.
• Improve loan applications by informing applicants of additional requirements.
• Reject loans by explaining deficiencies to applicants.
• Approve loans by issuing checks or forwarding applications to the loan committee.
• Assist customers by answering questions regarding loan processes and products.
• Expand loans and client relationships while cross-selling bank products.
• Maintain familiarity with sales, commercial loan processing, and closing processes.
• Utilize working knowledge of the agricultural industry to inform lending decisions.
• Multi-task quickly and effectively in a fast-paced environment.
• Communicate effectively with clients and team members.

Requirements

• 2+ years of experience as an Ag or Commercial Loan Officer.
• Demonstrated leadership aspirations and qualities.
• Strong credit experience and a business development mindset.
• Loyal and hard-working with a team-first mentality.
• Ability to expand loans and client relationships while cross-selling bank products.
• Familiarity with sales, commercial loan processing, and closing processes.
• Working knowledge of the agricultural industry.
• Ability to multi-task quickly and effectively.
• Good communication skills.

Benefits

• Full Health, Dental, Vision insurance coverage.
• 401(k) with percentage annual salary contribution.
• Paid Time Off (PTO).
• Flexible schedule options.
• Competitive base salary and bonus structure based on individual experience and production.
• Opportunity for advancement due to company growth.