VP - Senior Financial Restructuring Analyst I

$69,000 - $105,000/Yr

Rabobank

Full-time - Mid Level

Credit Intermediation and Related Activities

About the position

The Senior Financial Restructuring Analyst I at Rabobank plays a crucial role in providing insights into client relationships and structuring credit products. This position involves underwriting loan strategies for clients in the Loan Financial Restructuring area, focusing on assessing credit and operational risks, and collaborating with a team to meet client expectations. The role is designed for individuals passionate about agriculture and committed to making a positive impact in the industry.

Responsibilities

• Analyze and assess the (potential) client's credit and operational risk using multiple sources of information.
• Accompany the Financial Restructuring Manager on client farm visits/evaluations.
• Contribute to a full understanding of the client's business.
• Recommend Loan Quality Classifications and impairment provisions.
• Recommend the structure of credit products based on Rabobank's policies through thorough analysis.
• Work primarily on rehabilitation clients assigned to LFR in the Substandard and Doubtful LQC categories.
• Assist the Financial Restructuring Manager in all aspects of managing their portfolio.
• Work effectively within the Customer Team to meet client expectations.
• Execute various financial and administrative servicing activities.

Requirements

• Bachelor's Degree and minimum 5 years of relevant experience.
• Skilled in financial spreading.
• Skilled in written and oral communications.
• Skilled in forecasting and stress testing.
• Skilled in risk analysis and interpretation.
• Skilled in time management.
• Ability to make good judgment.

Benefits

• Medical, Dental and Vision plan coverages effective on the date of hire.
• 401(k) plan participation starting on the date of hire with a 50% match on the first 6% contributed.
• Additional 3% Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.
• Generous paid time off program including up to 20 days of vacation, 5 additional days off, 7 sick days, and 11 US holidays annually.
• Dollars for Doers, Helping Hands, and Gift Matching programs to support community involvement.