US Bank - Saint Paul, MN

posted 5 months ago

Full-time - Mid Level
Saint Paul, MN
Credit Intermediation and Related Activities

About the position

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. As a Wire Transfer Fraud Analyst, you will monitor account activity to identify fraudulent financial transactions and violations. Your role will involve securing accounts to prevent losses and working with internal departments to validate that charges are authorized. You will also collaborate with merchants to resolve customer service issues or fraudulent activity, while maintaining merchant processing statistics and records. This position requires a keen eye for detail and the ability to interpret technical and administrative instructions to effectively address recurring questions and guide problem-solving efforts. The ideal candidate will have a strong background in loss mitigation and effective communication skills, both verbal and written. Proficiency in computer navigation using various software packages, including Microsoft Office applications, is essential. A high school diploma or equivalent is required, along with typically seven or more years of related work experience. An Associate's or Bachelor's degree in business or computer science is preferred, but not mandatory.

Responsibilities

  • Monitor account activity to identify fraudulent financial transactions and violations.
  • Secure accounts to prevent losses.
  • Work with internal departments to validate that charges are authorized.
  • Collaborate with merchants to resolve customer service issues or fraudulent activity.
  • Maintain merchant processing statistics and records.

Requirements

  • High school diploma or equivalent.
  • Typically seven or more years of related work experience.
  • Ability to interpret technical and administrative instructions to answer recurring questions and use as a guide in solving similar problems or situations.
  • Experience with loss mitigation.
  • Effective verbal and written communication skills.
  • Proficient computer navigation skills using a variety of software packages including Microsoft Office applications.
  • Associates or Bachelor's degree in business or computer science preferred.

Nice-to-haves

  • Experience in financial services or fraud analysis.
  • Knowledge of regulatory compliance related to financial transactions.

Benefits

  • Disability insurance
  • Health insurance
  • Dental insurance
  • 401(k)
  • Adoption assistance
  • Parental leave
  • Vision insurance
  • 401(k) matching
  • Life insurance
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law.
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