As an Underwriter, your CV is a testament to your analytical skills, risk assessment abilities, and your knack for making informed decisions. It's crucial to highlight your technical underwriting skills, industry knowledge, and the strategic value you bring to the business. An effective CV will demonstrate your ability to evaluate risk, make sound judgments, and contribute to the company's profitability.
Whether you're targeting roles in insurance, mortgage, or credit underwriting, these guidelines will help you craft a CV that captures the attention of hiring managers.
Highlight Your Underwriting Certifications: Mention qualifications like CPCU, AINS, or ARM early in your CV. If you have a specialization in a specific area such as life insurance or commercial underwriting, make sure to highlight it.
Quantify Your Achievements: Use numbers to illustrate your impact, such as "Reduced claim costs by 20% through improved risk assessment" or "Increased profitability by 15% through efficient underwriting practices".
Align Your CV with the Job Description: Tailor your CV to match the job's requirements, focusing on relevant experiences like risk analysis, policy development, or negotiation skills as required by the employer.
Detail Your Proficiency in Underwriting Tools: List your proficiency in underwriting software like Riskmaster, Guidewire, or PL Rating. Also, mention any experience with data analysis tools or predictive modeling software.
Showcase Your Analytical and Decision-Making Skills: Provide examples of your ability to analyze complex data, make informed decisions, and your knack for balancing risk and reward.
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Highly skilled Underwriter with extensive experience in managing high-value accounts, risk assessment, and team leadership. Successfully increased profitable policies by 30% and reduced risk exposure by 20% through strategic underwriting processes. Proven ability to enhance competitiveness and customer satisfaction through innovative risk models, contributing to a 25% increase in new business acquisition and a 15% improvement in premium calculation accuracy.
CAREER Experience
Underwriter• 01/2024 – Present
Lambda Dynamics
Directed the underwriting process for high-value accounts, resulting in a 30% increase in profitable policies and a 20% reduction in risk exposure.
Implemented a new risk assessment model that improved the accuracy of premium calculations by 15%, enhancing competitiveness and customer satisfaction.
Collaborated with the sales team to develop underwriting guidelines for new products, contributing to a 25% increase in new business acquisition.
Senior Risk Analyst• 03/2023 – 12/2023
Versorium Design Firm
Managed a portfolio of over $50M in insurance policies, maintaining a loss ratio below industry average and contributing to the company's financial stability.
Introduced a streamlined underwriting process that reduced turnaround time by 40%, improving client satisfaction and retention rates.
Conducted comprehensive risk assessments that identified potential areas of exposure, leading to a 10% decrease in claim payouts.
Junior Underwriter• 11/2021 – 03/2023
Ruby Robotics
Assessed and underwrote over 500 insurance applications annually, maintaining a high standard of risk control and contributing to the company's profitability.
Collaborated with the claims department to analyze loss trends, resulting in the development of more accurate underwriting guidelines and a 15% reduction in claim frequency.
Provided training and mentorship to junior underwriters, improving team productivity and accuracy in risk assessment.
SKILLS
High-value account underwriting
Risk assessment and management
Development of underwriting guidelines
Portfolio management
Process optimization and streamlining
Comprehensive risk assessments
Insurance application assessment
Loss trend analysis
Training and mentorship
Team collaboration and coordination
EDUCATION
Bachelor of Science in Finance
University of Richmond
2016-2020
Richmond, VA
CERTIFICATIONS
Chartered Property Casualty Underwriter (CPCU)
04/2024
The Institutes Risk & Insurance Knowledge Group
Associate in Commercial Underwriting (AU)
04/2023
The Institutes Risk & Insurance Knowledge Group
Certified Insurance Underwriter (CIU)
04/2023
Insurance Institute of America (IIA)
Underwriter CV Template
1.) Contact Information
Full Name
[email protected] • (XXX) XXX-XXXX • linkedin.com/in/your-name • City, State
2.) Personal Statement
Detail-oriented Underwriter with [number of years] years of experience in [specific underwriting area, e.g., life insurance, mortgage]. Seeking to leverage my expertise in [specific skills, e.g., risk assessment, financial analysis] to contribute to [Company Name]'s success. Committed to applying my understanding of [industry-specific knowledge, e.g., insurance regulations, real estate market trends] to ensure profitable and risk-averse decision-making.
3.) CV Experience
Current or Most Recent Title
Job Title • State Date • End Date
Company Name
Worked closely with [teams/departments] to evaluate [type of risk, e.g., credit, insurance], resulting in [outcome, e.g., reduced claim costs, improved loan portfolio quality] through effective [skill, e.g., risk assessment, decision-making].
Managed [underwriting process, e.g., loan approval, insurance policy issuance], streamlining [process or task, e.g., application review, risk evaluation] to enhance [operational outcome, e.g., turnaround time, customer satisfaction].
Implemented [system or process improvement, e.g., new risk assessment tool, revised underwriting guidelines], leading to [quantifiable benefit, e.g., 20% increase in policy approvals, reduced processing time by 30%].
Previous Job Title
Job Title • State Date • End Date
Company Name
Played a pivotal role in [project or initiative, e.g., portfolio risk management, new product development], which led to [measurable impact, e.g., improved risk profile, increased revenue].
Conducted [type of analysis, e.g., risk analysis, premium pricing], using [analytical tools/methods] to guide [decision-making/action, e.g., policy issuance, loan approval].
Key contributor in [task or responsibility, e.g., compliance checks, policy renewals], ensuring [quality or standard, e.g., regulatory compliance, customer satisfaction] in all underwriting decisions.
4.) CV Skills
High-value account underwriting
Risk assessment and management
Development of underwriting guidelines
Portfolio management
Process optimization and streamlining
Comprehensive risk assessments
Insurance application assessment
Loss trend analysis
Training and mentorship
Team collaboration and coordination
5.) Education
Official Degree Name
University Name
City, State • State Date • End Date
Major: Name of Major
Minor: Name of Minor
6.) Certifications
Official Certification Name
Certification Provider • State Date • End Date
Official Certification Name
Certification Provider • State Date • End Date
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In the underwriting field, the formatting of your CV can significantly influence your chances of landing an interview. A well-structured CV not only showcases your attention to detail—a crucial skill for underwriters—but also makes your CV easier to read and more appealing to potential employers. A well-formatted CV reflects your professional attributes and can be the deciding factor in securing an interview.
Start with a Clear Objective
Begin your CV with a clear, concise objective that aligns with the underwriting role you’re applying for. This should succinctly state your career goals and how you plan to contribute to the prospective company. Highlighting your enthusiasm for the profession and your readiness to grow within it sets a positive tone for the rest of your CV.
Highlight Education and Certifications
For underwriting positions, your educational background and any relevant certifications (like CPCU or ARM) take precedence. Format this section to list your degree, any insurance or finance courses, and certifications at the top, as they are your primary qualifications. This layout helps hiring managers quickly verify your underwriting fundamentals and theoretical knowledge.
Detail Relevant Experience and Internships
Even if your direct underwriting experience is limited, detailing internships, part-time jobs, or volunteer work where you utilized underwriting skills is vital. Use bullet points to describe responsibilities and achievements, focusing on tasks that demonstrate your analytical skills, proficiency with underwriting software, and any experience with risk assessment or policy writing.
Emphasize Soft Skills and Technical Proficiencies
Soft skills like teamwork, communication, and problem-solving are as crucial as technical underwriting skills. Include a section that balances both, highlighting your proficiency in underwriting software (e.g., RiskMaster, PL Rating) and your ability to work well in a team. This shows you’re not only capable of handling the risk assessment but also of contributing positively to the company culture.
Include a Section on Industry Knowledge
Underwriters need to have a deep understanding of the industry they are working in, whether it's insurance, banking, or real estate. Include a section in your CV that highlights your knowledge of industry trends, regulations, and best practices. This will show potential employers that you are not only skilled in underwriting but also have a comprehensive understanding of the industry.
Personal Statements for Underwriters
Underwriter Personal Statement Examples
Strong Statement
"Highly analytical Underwriter with over 7 years of experience in risk assessment, policy development, and financial analysis. Proven ability to accurately evaluate complex financial data and make sound underwriting decisions. Committed to maintaining the highest standards of integrity and professionalism in all dealings. Seeking to leverage my expertise in risk management and financial analysis to contribute to a dynamic team."
Weak Statement
"Detail-oriented Underwriter with a strong background in insurance, finance, and risk management. Proven track record in identifying potential risks, analyzing financial data, and making informed underwriting decisions. Skilled in building and maintaining relationships with clients, brokers, and colleagues. Eager to bring my expertise in risk assessment and policy development to a forward-thinking company."
Strong Statement
"Detail-oriented Underwriter with a strong background in insurance, finance, and risk management. Proven track record in identifying potential risks, analyzing financial data, and making informed underwriting decisions. Skilled in building and maintaining relationships with clients, brokers, and colleagues. Eager to bring my expertise in risk assessment and policy development to a forward-thinking company."
Weak Statement
"Experienced in various underwriting tasks, including risk assessment and policy development. Familiar with financial analysis and decision-making. Looking for a role where I can use my underwriting knowledge and improve risk management processes."
What Makes a Strong Personal Statement?
A strong personal statement for an Underwriter CV effectively combines professional achievements with specific underwriting skills, clearly demonstrating the candidate's value through measurable outcomes. It stands out by being highly tailored to the underwriting field, highlighting expertise in areas like risk assessment, financial analysis, and policy development, directly addressing how these skills meet the needs of the prospective employer.
Compare Your CV to a Job Description
Use Matching Mode to analyze and compare your CV content to a specific job, before you apply.
The ideal length for an Underwriter's CV is typically 1-2 pages. This allows sufficient room to showcase your underwriting skills, qualifications, and notable accomplishments without overloading with unnecessary details. Prioritize clarity and relevance, emphasizing key achievements that reflect your competency and effectiveness in underwriting roles similar to the ones you're aiming for.
What's the best format for an Underwriter CV?
The best format for an Underwriter CV is the reverse-chronological format. This layout emphasizes your most recent underwriting experiences and achievements, demonstrating your career growth. It allows potential employers to quickly assess your underwriting skills and how they've developed over time. Each section should be tailored to highlight underwriting-specific skills, qualifications, and accomplishments, aligning closely with the job requirements.
How does a Underwriter CV differ from a resume?
To make your Underwriter CV stand out, highlight your analytical skills, attention to detail, and decision-making abilities. Include specific examples of risk assessment, policy approval, and negotiation successes. Showcase any specialized knowledge in areas like property, life, or health insurance. Mention any certifications, such as Chartered Property Casualty Underwriter (CPCU). Tailor your CV to the job description, using similar language to resonate with hiring managers.
