Analyst Jobs

About The Position

Requirements

• Bachelor’s degree, preferably in finance, accounting, or business administration with a minimum of a 3.0 GPA.
• Proficient in Microsoft Word, Excel, and Outlook.
• High level of confidentiality required.
• Must be detail oriented with strong analytical abilities.
• Must have strong interpersonal, verbal, and written communication, time-management, and organizational skills.
• Must be able to work in a team environment, take initiative, and show solid work ethic.
• Must have the ability to make appropriate judgements and decisions with limited guidance.
• Excellent planning and organizational skills, including the ability to work independently on projects of high complexity with minimal supervision.
• Ability to maintain confidentiality and instill trust within the organization.
• Ability to apply common sense understanding to carry out simple one or two step instructions and to deal with ordinary, standardized situations.
• Ability to perform very basic math skills including adding, subtracting, multiplying, and dividing two-digit numbers; the four basic arithmetic operations with money; and operations with units such as inch, foot, yard; ounce, and pound (or their metric counterparts).
• Ability to use passive vocabulary of 5,000-6,000 words; read at a slow rate; and define unfamiliar words in dictionaries for meaning, spelling, and pronunciation.
• Ability to write complex sentences, using proper punctuation, and using adjectives and adverbs.
• Ability to communicate in complex sentences, using normal word order with present and past tenses and good vocabulary.

Nice To Haves

• Prefer prior experience in a financial institution.

Responsibilities

• Verify accuracy of financial statements and other reporting requirements provided by the borrower per the terms of the loan agreement
• Calculate and analyze financial and other ratios to monitor the borrower’s compliance with loan documents
• Calculate availability on Lines of Credit based upon Borrower’s provided financials
• Compare loan underwriting to loan documents to ensure all requirements agreed upon are present in the legal documents
• Provide guidance to lending staff in creating and monitoring financial ratios required of borrower
• Create and send default notices when the borrower is out of compliance with loan agreement requirements
• Participate in the preparation of various reports on a periodic basis
• Exhibit an understanding of and ensure compliance with Credit and Regulatory Policies