Affirm is a financial technology services company providing installment loans to consumers at the point of sale. The company was founded with the goal to create honest financial products and services that empower consumers and improve lives. It aims to revolutionize the banking industry to be more accountable and accessible to consumers. Today, Affirm provides shoppers an alternative to traditional credit cards at the point of sale, giving them the flexibility to buy now and make simple monthly payments for their purchases. Unlike payment options that have compounding interest and unexpected costs, Affirm shows customers upfront exactly what they’ll pay each month — with no hidden fees and no surprises. Affirm partners with over 2,000 merchants to give shoppers the option to pay with Affirm at checkout including well-known brands across retail including home furnishings, travel, personal fitness, electronics, apparel and beauty, and more. Loans are made in partnership with Afirm’s originating bank partner Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. Jeffrey Kaditz, Max Levchin, and Nathan Gettings established the San Francisco, California-based company in 2012.

Affirm's core mission is centered around providing transparent and honest financial services that empower consumers to make informed decisions. By offering innovative and flexible payment solutions, Affirm aims to revolutionize the traditional credit system and foster financial inclusivity. Their commitment to building trust and promoting responsible borrowing practices sets them apart in the fintech industry, ultimately striving to improve the financial well-being of their customers.

• Health care coverage: Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets: generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off: competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP: An employee stock purchase plan enabling you to buy shares of Affirm at a discount

• Transparency: Affirm values transparency in all aspects of the company, from communication with employees to business practices with customers.
• Empathy: Affirm prioritizes empathy in its interactions with customers and employees, striving to understand and address their needs and concerns.
• Inclusion: Affirm is committed to creating a diverse and inclusive workplace, where all employees feel valued and supported.
• Integrity: Affirm upholds high ethical standards and values integrity in all business decisions and practices.