Klarna is an eCommerce payment solutions platform for merchants and shoppers. The platform gives customers the freedom to choose how and when to pay. They also offer direct payments, pay after delivery options, and installment plans. Klarna is a regulated bank known for its “buy now, pay later” model that offers shoppers interest-free financing on retail purchases over a period of installments. Klarna was founded in 2005 in Stockholm, Sweden by Sebastian Siemiatkowski, Niklas Adalberth, and Victor Jacobsson.

Klarna's core mission is centered around simplifying the online shopping experience by providing innovative payment solutions and seamless checkout processes for both consumers and merchants. With a strong focus on customer satisfaction, Klarna aims to revolutionize the e-commerce landscape by offering flexible payment options, such as pay later and installment plans, that cater to individual needs. By fostering trust and convenience in online transactions, Klarna is committed to driving growth and success for businesses while enhancing the overall shopping experience for users worldwide.

• Simplicity: Klarna believes in keeping things simple and user-friendly, striving to create seamless experiences for both customers and employees.
• Innovation: Klarna encourages employees to think outside the box and push boundaries, fostering a culture of innovation and creativity.
• Responsibility: Klarna takes responsibility for its impact on society and the environment, striving to make a positive difference through its products and actions.
• Teamwork: Collaboration and teamwork are essential to Klarna's success, with a focus on building strong relationships and supporting each other to achieve common goals.